Need A Car Title Loan In California?
Express Car Title Loans offers instant funding with auto title loans in California. Bad credit is ok and borrow up to $25,000 with your vehicle's equity and proof of income!
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- No Faxing Required
- No Need For A Full Credit Check
- Loan Amounts Up To $25,000
- Quick Online Approval
Rates & Terms To Expect With A Car Title Loan The APR and financing terms for California title loans are strictly regulated by AB 539 and state law. For loans between $2,500 and $9,999, interest is capped at 36% plus the federal funds rate, with mandated repayment terms ranging from 12 to 60 months. There is no interest rate cap on loan amounts of $10,000 or more.
Car Title Loans In California
Express Car Title Loans has been offering online title loans in California for years, and these equity loans are game-changers for anyone who can’t qualify for an unsecured personal loan. Car title loans differ from traditional loans in a few ways. One particular difference is that you can borrow significantly more than you would qualify for with a payday or installment loan lender. Use your vehicle as collateral for a title loan of up to $25,000 in CA, while an unsecured loan would likely max out at $1,000.
Online title loans in California of $2,500 to $9,999 have interest rates capped at 36% plus the federal funds rate, and there are no penalties for repaying your loan early. At Express Car Title Loans, we prioritize you by offering quick cash and we want to make it as easy as possible to repay your loan and get your car’s title back! When you first contact us, we’ll determine if a car title loan suits you. Then, we’ll work with you to determine an ideal loan term and payment amount that best suits your needs. So why wait and deal with payday lenders that limit your loan amount and make it difficult to get approved for a loan of $2,500 or more? Check your eligibility online or call us to find out how much cash you can get with your car’s equity!
Title Loans With Bad Credit In CA
Do you have a FICO score under 700? Or maybe you defaulted on a title loan over the past few months, and the vehicle was repossessed? At Express Car Title Loans, we care more about the value of your car, truck, or motorcycle, and while your credit is important, it’s not a primary underwriting requirement. When pre-approving your loan application, we’ll confirm your identity and check for any serious red flags on your credit history, such as bankruptcy or multiple judgments. However, just because you’ve fallen behind on recent payments doesn’t mean you’ll get denied for a title loan in California!
Call Express Car Title Loans at 888-864-7180 to find out how much you qualify for with an online title loan in California! Your credit history is far down the list of essential underwriting factors. We primarily focus on your vehicle’s value when underwriting title loans of $2,500 or more!
Express Car Title Loans offers car title loans throughout the state. Check out our other locations in CA!