Need A Car Title Loan In Indio?
Apply today with Express Car Title Loans and get cash for your vehicle's equity. Qualify with any newer car or truck and you don't have to visit a store to get approved. We offer fast funding in Indio for your paid off car with loan amounts up to $25,000!
We Offer No Hassle Title Loans In Indio
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It's Easy To Get An Auto Title Loan In Indio!
- All Vehicle Types Accepted
- No Need To Check Your Credit
- Loans Up To $25,000 In Indio
- Fast Online Approval In CA
Rates & Terms For A Title Loan In Indio, California.
All title loans offered by Express Car Title Loans in Indio are subject to finance lending laws put in place by the California Finance Lenders Law. These regulations limit title loans of $2,500 to $10,000 to an interest rate of 36% plus the prime funds rate. For loan amounts over $10,000 there's no maximum APR. Repayment terms vary based on the lender and your repayment options, but most customers will repay their loan over a period of 12 to 48 months.
Requirements For Car Title Loans In Indio
A Clean And Clear Vehicle Title: The vehicle has to be titled in your name with no other cosigners, and you can't have any other lienholders on the title. Most cars with a paid off pink slip will qualify for an online title loan in Indio.
Proof of Registration and Comprehensive Insurance Coverage: Is your car registered with the DMV, and do you have updated tags? If necessary, we also need proof of comprehensive insurance coverage with an umbrella insurance policy.
Proof of Income: We must ensure you can afford the monthly payments for a car title loan. Verify your income with employment stubs, bank records, or disability documents.
Vehicle Inspection: If you're borrowing more than $3,000, you must bring the vehicle for a quick inspection at any lending location in Indio. The inspection takes less than 30 minutes, and we will confirm the VIN and mileage.
Proof of ID & Residency: We need proof that you're a California resident. You don't need to live in Indio, but must verify you're a California resident.
Bad Credit Title Loans In Indio
Are you struggling with a low FICO score or lack of credit history? At Express Car Title Loans, we can help anyone regardless of their credit history, and if you own a paid-off vehicle, there's no reason you can't get a car title loan. A title loan uses the equity from your car or truck as security for a loan, and, likely, we won't even check your credit when underwriting the loan. Unlike a bank loan that relies primarily on your credit score, a car title loan is funded if you have a vehicle worth $5,000 or more. So, don't stress about your credit score when applying for a title loan. Express is here to help you get approved for fast funding with a title loan in Indio.
Apply For Fast Funding Title Loans In Indio CA
Express Car Title Loans has offered auto title loans in Indio for over four years, and our agents are trained to get you the most cash possible for your car title. Apply online or call us at 888-864-7180 to see how much you can borrow with your vehicle, motorcycle, or semi truck as collateral. As of 2024, we can also refinance your existing title loan from another lender in Indio. If you have an interest rate over 45%, there's no reason to pay those high rates! Contact Express Car Title Loans to lower the interest rate on your loan today!
Express Car Title Loans offers California title loans for anyone with a lien free vehicle! Check out our other locations throughout the state: