Express Car Title Loans

No Inspection Title Loans

We offer same day approval and funding for title loans without an inspection. Loan amounts start at $2,500 and you don't need good credit.

    Apply Now To Get A Title Loan With No Inspection

      I have read and agree with the Express Car Title Loans Terms and Lending Conditions.

      Title Loans With No Vehicle Inspection 

      Express Car Title Loans now offers access to cash from title loans without inspection. Unlike a typical title loan, you won’t need an appraiser to check out the vehicle, and most lenders allow you to do everything online and get your money that same day. Some title loan companies require an in person inspection, but this is not as common as it used to be. Let’s explain why and detail how you can get cash from a title loan lender without a mandatory vehicle check-up.


      How To Get Online Title Loans With No Inspection

      It’s easy to get an online title loan with no inspection, and all you need is a lien-free vehicle. You need to show income verification and proof that the vehicle is registered and in your name, but the best part is that you don’t need to have your car inspected in person. These loans are underwritten entirely online, and the vehicle’s resale value is confirmed by you sending photos or videos of the vehicle’s exterior and interior. With those images, the lender can verify the car's current condition without you having to meet face to face with a vehicle inspector.

      Remember that title loans with no inspection typically have higher financing rates than regular online title loans. That’s because your lender is taking on extra risk by not requiring an inspection and instead focusing on the perceived equity in the vehicle. They may ask for a credit check, which will be secondary compared to visual proof of your car’s condition.

      Each state has laws and regulations regarding title pawns, so check with your local lending office to see what options are available. In some states, there’s no getting around the mandatory vehicle check-up when transferring a title. Other states outright ban secured loans, so even if you were to have the vehicle inspected, it doesn’t matter because you can’t use your car as collateral in those locations.


      Why Do Most Car Title Loan Companies Require A Vehicle Inspection

      The main reason car title loan companies require a vehicle inspection is to protect their investment. By having a trained professional inspect the car, they can catch any issues affecting the vehicle’s value down the road. Inspecting the car allows a finance lender to avoid excess risk by confirming the car exists and also lets them check for detailed damage. Remember that you will always need to complete an inspection for 2nd lien title loans and other less common secured lending options.


      Other Ways To Get A No Inspection Title Loan

      Most lenders don’t advertise this, but some companies will allow you to bypass an in person inspection as long as you can show proof that you have the car in your possession and that it runs and looks as described. This can be validated through pictures or videos. Some examples include:

      -Pictures of the car’s VIN

      -A video showing the car starting up 

      -Images or other proof of the car

      The above methods can help you avoid an inspection, but sometimes, a lender will only approve your application with an in-person inspection. It’s always better to try to work something out with the lender rather than risk having your loan application denied outright.


      Documents & Other Proof Needed For Completely Online Title Loans No Inspection

      Generally, you should count on a video requirement of 1 to 5 minutes long with the title loan company requesting a video of the car starting up and driving. The same goes for lenders that allow you to submit photos of the car to show it’s worth the current resale value. Try to include shots of the front and back of the vehicle, the engine compartment, and, of course, the current odometer readings.

      Apply for an online title loan with no inspection required, or try to work something out with your lender so that you can provide proof of your car without having to go through a formal inspection process that we often see in many states.


      Benefits Of An Online Title Loan With No Inspection

      Online title loans without a car are great for anyone who wants to avoid the hassle of driving to a lending location for a vehicle inspection. It can take time to schedule an appointment, and sometimes you live too far away to meet with your appraiser during a time that works for you. With an online title loan, you can usually get an answer on your loan within 24 hours or less and even though the funding amount may be smaller without inspection, it will still be quicker.


      Title Loan Online No Inspection Near Me

      There’s no need to find a lender in your neighborhood as all the larger finance companies offer loan approvals that are completely online. So, if you’re looking for no inspection from a local lender, you can save yourself the hassle and instead focus on companies with good reviews and allow you to apply directly without an inspection. This includes firms that accept photo or video proof of the car or truck, and many can process and fund your loan in less than a day.

      Contact Express Car Title Loans anytime you’re ready to get started on a no inspection title loan. We offer this type of funding in many states and our goal is to get you approved and funded without a lengthy vehicle inspection!