Instant Funding For Arizona Title Loans

Do you have a car that's completely paid off and titled in your name? If so, you can borrow up to $50,000 with a title loan in AZ and we won't even check your credit score!

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      We Offer Same Day Title Loans In Arizona

      Do you live in Arizona and are looking for a fast way to get a loan? Save time applying with unsecured lenders in Phoenix or Flagstaff that won't work with you because of poor credit! There are other ways to get cash, and Express Car Title Loans have you covered with online title loans in Arizona. We can help you get cash directly into your account without a good credit score or giving us your keys. Keep driving your car and establish your repayment period. Applying is entirely online, and it takes just a few minutes!


      The fastest way to apply for a title loan with Express is through our online form. It only takes 5 minutes to enter your vehicle information and contact details and you can get a quote that same day.

      CALL US

      You may prefer to contact us via phone; you can call us at 888-864-7180 and speak with a customer service agent to process your application quickly and confirm how much money you can get for the equity in your vehicle.


      Many clients in Arizona prefer to meet with a lender in person. You can go to our offices and apply directly. It will also take a few minutes to apply and some documents to confirm the loan amount.
      Years offering title loans in AZ
      WELCOME TO Express Car Title Loans

      We can finance anyone in Arizona who has a lien free vehicle!

      When you need money quickly, you can turn to Express Car Title Loans for all your car title lending needs in Arizona. We offer eligible customers a safe and efficient short-term lending solution. You don't need good credit to be approved for a title loan with us! Make sure to see our disclosures and visit our state location pages to see all the cities we cover.

      Rates & Terms To Expect With A Car Title Loan In Arizona
      Interest rates on a title loan in Arizona have long been regulated by the Arizona Department Of Financial Institutions. As of 2024, some title loan interest rates can approach 100% and there's no set limits on loan amounts and minimum repayment terms. Loan amounts vary, but applicants can only borrow 25% of their monthly take home pay.


      What's Required To Get A Title Loan In Arizona

      It's required to meet specific conditions to get a car title loan in Arizona. 

      Vehicle Title: Your car must be under your name and have no other liens or loans. 

      Valid ID: This includes a driver's license or passport so we can verify your identity and your address. 

      Income proof: This ensures that you have the means to repay the loan. It could be in the form of pay stubs, bank statements, or other documents. 

      Inspection: The maximum loan amount you qualify for will be determined to ensure your car matches its value. This could be an in-person visit or submitting recent photos of the vehicle. 

      Insurance: This is important since we take car titles as collateral; protection against any damage or accident is necessary. 


      What Other Lending Options Are Available In Arizona 

      Are you interested in getting a title loan but want to use something other than a vehicle as collateral? Or do you only need to borrow a few hundred dollars to get you to the next paycheck? Express Car Title Loans also offers online registration loans in AZ, which don't require a paid-off vehicle. Instead, you take the registration for your car and use that as security for the loan. Loan amounts range from $400 to $1,000, and you can often get approved in minutes. Other lending options include personal loans, cash advances from credit unions, and installment loan lenders. These unsecured loans might require good credit, and your loan amount may be less than typical for a title loan provider.


      What Else Should I Know About AZ Title Loans

      Apply online in just minutes: All we need is proof of income and documentation showing you own a paid-off car or motorcycle! We also want to ensure you live within the state, but your title is the main thing to have! 

      We promise a fast vehicle inspection: While your lender typically requires a vehicle inspection, it can often be done in less than 30 minutes! The inspector will consider the car's condition and check the odometer reading. They'll also want to make sure the car runs, and then they can confirm its resale value.

      You can get your cash quickly! Getting approved and getting your money from a bank lender here in Georgia can take days and even weeks. Of course, you can't wait that long, and here at Express Car Title Loans, we promise fast underwriting and processing of your loan. We'll work with your lender so they can have the cash ready for you to pick up at any location in Arizona. You can always have the loan proceeds sent directly to your bank account. 

      Want to refinance? Do you have an existing title loan from another lender in Arizona? Suppose you have a high-interest-rate title loan. In that case, it doesn't hurt to apply with Express Car Title Loans and see if we can lower the APR or get you a more favorable repayment term. We can even help you with a loan buyout if you need to catch up on the payments and face a possible repossession. Call us anytime to see if we can help lower your interest rates with a repossession!

      Don't give us the keys. Keep Driving! There's no need to use the vehicle itself as collateral for a loan. Instead, you'll sign the vehicle's pink slip to your lender. They're added as lienholders, and you can continue to use the car to get to work or drive it as you please.


      Are you ready to see how much you can get with a car title loan in AZ? Apply with us today to get a same day title loan! Call Express Car Title Loans at888-864-7180 or apply online!

      Express Car Title Loans offers title loans throughout Arizona. Apply with us directly at our local offices: