Fast Funding For Arizona Title Loans

What’s Required In Arizona

Vehicle Title: Your car must be registered in your name and have no other liens or loans. It must also be completely paid off and worth at least $4,000 to qualify for a title loan in Arizona. 

Valid ID: This includes a driver’s license or passport so we can verify your identity and your address. 

Income proof: This ensures that you have the means to repay the loan. It could be in the form of pay stubs, bank statements, or other documents. 

Inspection: The maximum loan amount you qualify for will be determined based on an in-person vehicle inspection. The vehicle must be in good shape with no cosmetic or mechanical issues.

Insurance: You need full replacement coverage for your car or truck, and we may require umbrella insurance coverage for 15% more than your vehicle’s worth.

What Other Lending Options Are Available In Arizona 

Are you interested in getting a title loan but want to use something other than a vehicle as collateral? Or do you only need to borrow a few hundred dollars to get you to the next paycheck? Express Car Title Loans also offers online registration loans in AZ, which don’t require a paid-off vehicle. Instead, you take the registration for your car and use that as security for the loan. Loan amounts range from $400 to $1,000, and you can often get approved in minutes. Other lending options include personal loans, cash advances from credit unions, and installment loan lenders. These unsecured loans might require good credit, and your loan amount may be less than typical for a secured loan.

What Else Should I Know About Vehicle Secured Loans In Arizona

Apply online in just minutes: All we need is proof of income and documentation showing you own a paid-off car or motorcycle. We also want to ensure you live within the state, but your title is the main requirement.

We promise a fast vehicle inspection: While your lender typically requires a vehicle inspection, it can often be done in less than 30 minutes. The inspector will consider the car’s condition and check the odometer reading. They’ll also want to make sure the car runs, and then they can confirm its resale value.

You can get your cash quickly. Getting approved and getting your money from a bank lender here in Georgia can take days and even weeks. Of course, you can’t wait that long, and we promise fast underwriting and processing of your loan. We’ll work with your lender so they can have the cash ready for you to pick up at any location in Arizona. You can always have the loan proceeds sent directly to your bank account. 

Want to refinance? Do you have an existing secured loan from another lender in Arizona? Suppose you have a high-interest-rate title loan. In that case, it doesn’t hurt to apply with Express Car Title Loans and see if we can lower the APR or get you a more favorable repayment term. We can even help you with a loan buyout if you need to catch up on the payments and face a possible repossession. Call us anytime to see if we can help lower your interest rates with a repossession.

You don’t need to give up your keys; keep driving your vehicle. There’s no need to use the vehicle as collateral for a loan. Instead, you’ll sign the vehicle’s pink slip to your lender. They’re added as lienholders, and you can continue to use the car to get to work or drive it as you please.

Are you ready to see how much you can get with a title loan in Arizona? Apply with us today to get cash for your vehicle’s equity. We’ll get you a pre-approval quote in less than 5 minutes and we only need your vehicle’s make, model, year, and mileage to start. Call Express Car Title Loans at 888-864-7180 or apply online