Car Title Loans In Tempe AZ

Apply anytime with Express Car Title Loans to get a same day title loan in Tempe. We accept all types of vehicles as collateral and most customers can qualify with a credit check!

    Apply Now To Get A Fast Funding Title Loan In Tempe

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      Financial Services We Provide

      We Offer Fast Funding Title Loans In Tempe

      You no longer have to wait days or weeks to know if you can get a loan. If you live in Tempe, Express Car Title Loans is ready to process your application in just a few minutes. All we need to get you approved is some contact information and details about your vehicle. We have worked with multiple customers in Tempe and most can qualify for a same day loan that's based on the equity in their vehicle. We understand sometimes people lack the credit score to get fast cash for an emergency. Don't worry—we got you. We'll use your vehicle's resale value to determine a loan amount with some customers qualify for up to $50,000. All 2010 and newer vehicles can qualify and you'll be able to keep driving your car for the life of the loan.


      Our process can be done entirely online. The most important documents can be sent digitally, and one of our agents can confirm in minutes how much money you can deposit straight into your account. Without any trip!

      CALL US

      Do you prefer to talk over the phone? Great! Call us at 888-864-7180 any day you choose. You will speak with one of our customer service representatives, who will quickly confirm any details and questions you might have.


      Meet with us in person in Tempe. It will also take just a few minutes to verify your documents and confirm how much you can get on the spot, depending on your vehicle model and title.
      Years offering title loans in Tempe
      WELCOME TO Express Car Title Loans

      We can process and fund your title loan in one business day or less!

      When you apply with Express Car Title Loans, we'll make getting a title loan in Tempe as easy as possible. There's no need to go through an extensive credit check, and most customers can qualify with just a lien-free vehicle, proof of income and a quick vehicle inspection. All paid-off vehicles can be used as collateral for a loan. We even do title loans for boats, motorcycles, and trucks. Express can take your application 24/7, and the money can be sent directly to your bank account within one business day.​

      Rates & Terms To Expect With A Car Title Loan In Tempe
      The APR for a title loan in Tempe is based on short term lending regulations in Arizona. As a state-licensed lender, we're subject to interest rate caps and underwriting requirements. Expect an interest rate of around 75% from Express Car Title Loans with loan repayment terms of 2 to 4 years.

      Tempe Title Loans - What's Required

      Vehicle Under Your Name: The vehicle's title must be under your name and fully paid off, with no other loans, cosigners, or lienholders that can claim the vehicle. 

      Income Verification: You need proof that you can make the monthly loan payments. Bank statements or payroll receipts are valid options. 

      Vehicle Registration: We must ensure your vehicle is registered with the Arizona DMV. 

      Insurance Policy: With an insurance policy, we know your car is protected against any possible incident, securing the best possible loan amount for your vehicle.

      Residency and Identification: You can get a car title loan in Tempe, AZ, with a valid driver's license or ID document showing that you live in the city or state.  

      Vehicle Inspection: We provide secure and fast vehicle inspections to ensure your car matches the value in our database. This process can help you secure a higher loan amount. It only takes 30 minutes or less and can be done in our multiple locations.


      Do I Need To Bring My Vehicle In For An Inspection

      The inspection is usually the final step if we can't verify that your car is in good condition. Sometimes, we only need to see recent photos of your vehicle to validate its state. We will let you know if an inspection is required during the process.


      Can I Refinance An Existing Title Loan With Express?

      Although refinances are a more limited option than getting a regular title loan, you can still apply with us and evaluate what you need. Don't hesitate to apply or call us. We will happily guide you through any doubts or questions and see if you can refinance!


      What Are The Benefits And Drawbacks Of Title Loans In Tempe

      Get the money fast: Our process is designed to get cash for your vehicle in 24 hours or less. If your vehicle has equity, you can skip the hassle of verifying whether you qualify for a loan from banks or other lenders! 

      Everyone can qualify. Many banks require a good credit score and it can be hard to get a loan in Tempe if you don't have a FICO score of 700 or higher. Car title loans are available for people with poor credit and most customers can rebuild their credit while making payments on a title loan.

      High Loan Amounts: Your vehicle often has significant equity. Some cars are worth more than $10,000, which means a loan of $4,000 or more is possible. Compare these funding amounts to payday loans and installment loans that max out at $1,000.


      Some of the drawbacks: 

      Repayment Requirements: Since we offer a fast process, our loans can have quick repayment windows. That means your monthly payment can be significant so you must ensure you can afford the required payment.

      Your car is the collateral: Although you keep driving your car, remember that if you miss payments, we might inform you about the car's repossession. That, of course, is not possible if you apply the payments on the agreed period. 


      Apply with Express Car Title Loans Today!

      We can get you approved and funded for a title loan in Tempe. All we need is your car's pink slip and income verification. Call us at 888-864-7180 to borrow $500 or more in AZ, and we'll get you a lending estimate in minutes. Apply today!

      The South Bank of Tempe Town Lake
      Express Car Title Loans offers car title loans in AZ! Apply with us directly at the following locations: