Car Title Loans In Gilbert AZ
Apply now with Express Car Title Loans to get a same day title loan in Gilbert AZ. We offer car title loans up to $25,000 in AZ and your loan amount is based on the equity in your vehicle.
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- No Faxing Required
- No Need To Check Your Credit
- Loan Amounts Up To $50,000
- Instant Online Approval
Rates & Terms To Expect With A Car Title Loan In Gilbert AZ
Interest rates for a car title loan in Gilbert are determined by your loan amount. For title loans between $500 and $5,000 you should expect an interest rate of 13%. For title loans of $5,000 or more, the interest rate can approach 15%. Loan payoff terms are determined by your underwriting details and most payoffs last from 9 to 48 months.
Gilbert Title Loans - What's Required
A lien free vehicle: All types of vehicles can qualify for a title loan. Even if your car has 150,000 miles, you can still qualify if there's enough equity available. What is essential is that the vehicle has to be fully paid off, and you can't have liens or lienholders on the title.
Income verification: We need to see proof of income from your employer or bank showing you can afford the monthly payments. We accept employment records or bank statements.
Vehicle registration and proof of insurance: Is your car registered in Arizona? And do you have an insurance policy covering the vehicle if it's totaled or stolen?
Identification and proof of residency in AZ: Online title loans are possible for anyone in Gilbert who owns a vehicle and can verify income. You need a valid ID or driver's license showing Arizona residency to get approved for a title loan.
Vehicle inspection: Some companies offer title loans in Gilbert without inspection. However, these loans are rare; your loan is typically limited to $3,000 or less. Express Car Title Loans must inspect your car or SUV to ensure it matches the current resale value. The inspection takes 30 minutes or less and can be done at any location in Gilbert.
Bad Credit Title Loans In Gilbert - How Do They Work
Do you have a low credit score? If so, you can still approved even with a FICO score of 600 or less! Express Car Title loans offer fast funding for anyone with a clean and clear vehicle title. We don't consider your credit history since we use your car title as collateral. That means we only hold your pink slip for the loan period while you make the agreed-upon payments.
What To Know About Car Title Loans In Gilbert, AZ
Our approval process can be done entirely online, and in minutes, you will receive a call back from our agents to validate your information and confirm the loan amount and estimated repayment terms. Car title loans are made for people with low or nonexistent credit scores; if you have a good score or don't need the money, we suggest considering an unsecured loan.
Car title loans are perfect for people looking for a fast underwriting process to help them through an financial emergency.
Everyone who gets a car title loan risks having their car repossessed if they miss the required monthly payments. Make sure to read our disclaimer section and confirm your interest rates before signing off on a lending contract. Call Express Car Title Loans today at 888-864-7180 to learn more!