At Express Car Title Loans we can get you funded for a low cost title loan, often within 24 hours. Just because you’ve been denied for most other short term loans doesn’t mean you can’t qualify for an online title loan!
Most applicants can qualify for a title loan as long as they have a fully paid off vehicle. Have enough available equity in your car and bad credit won’t matter. The amount you can borrow with a secured loan will depend on vehicle value and the state you reside in. But you can typically expect loan amounts of $2,000 and up!
You have more than one way to apply for a title loan with our company. Find out the 3 different ways to submit an application and how long it takes to see approval with each method.
This is the easiest way to apply with Express Car Title Loans. It takes about 15 minutes to complete the application and you can expect a funding decision within minutes.
We know provide the option of applying for a title loan over the phone. This is ideal for someone who doesn’t have a computer and wants to speak with someone.
Some applicants feel more comfortable filling out an application for a title loan in person. You can now come down to our office, meet with us and finish your application quickly.
The APR and financing terms for title loans and other types of short term loans will be different in nearly all 50 states. Each state has different laws and regulations in place that control loan amounts and payoff terms. Find out what the rates and terms are in your state before you sign off on a title loan.
Are you looking for other loan options besides a title loan? Perhaps a secured loan isn’t your best option? Check out our other financing offers if you want to learn more about payday loans, installment loans, and terms loans.
The amount of time it takes to qualify for a title loan will vary based on the lender requirements. But oftentimes, we can get you approved within a few hours. It helps to have all the necessary documents and your car ready for an appointment to inspect the vehicle.
Yes, we offer title loan refinancing as well as loan buybacks as of 2019. With a title loan refinance you can get a much lower interest rate and see the payoff term for your loan shrink by a matter of months. You need to be current on the existing loan to qualify for a refi or buyback.
Having bad credit will often lead to a denial for most typical unsecured loans. But that's not the case with a title loan. Your vehicle serves as collateral for an equity loan, not your credit. Most lenders won't even check your credit score or look at past payments when you apply.
We are proud to offer car title loans with a quick and easy online application. Borrowers can choose from a number of different loan options and we’ll work with you to get your loan funded.