Fast Funding For Title Loans Online

No Credit Check & Quick Approval​

    Get A Free Title Loan Quote. What Is My Vehicle Worth?

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    WELCOME TO Express Car Title Loans

    It Doesn't Have To Cost A Lot To Take Out A Title Loan!

    At Express Car Title Loans, we can get you funded for a secured loan, often within 24 hours or less. Our customer service team can help put together a quick lending estimate to help you understand your expected loan amount and payment terms. Just because you’ve been denied for most other short term loans doesn’t mean you can’t qualify with us! 

    Most applicants can qualify for a title loan as long as they have a fully paid off vehicle. If you have enough available equity in your car then bad credit won’t matter. The amount you can borrow with a secured loan will depend on vehicle value and the state you reside in. You can typically expect loan amounts of $4,000 and up with most online title loans!

    Financial Services We Provide

    We Provide Fast & Easy Title Loan Services

    You have more than one way to apply for a title loan with our company. Find out the 3 different ways to submit an application for an auto title loan. You can see how long it takes to be approved with each method and find the best lending option that works for your budget and financial situation.

    Apply For A Loan Online

    This is the easiest way to apply with Express Car Title Loans. It takes about 15 minutes to complete the application and you can expect a funding decision within minutes.

    SPeak to Agent

    We now provide the option of applying for a title loan over the phone. This is ideal for someone who doesn’t have a computer and wants to speak with someone.

    Meet With Us In Person

    Some applicants feel more comfortable filling out an application for a title loan in person. You can now come down to our office, meet with us and finish your application quickly.

    Rates & Terms To Expect With A Car Title Loan

    The APR and financing terms for title loans and other types of short term loans are set in accordance with state and federal laws. For the most part, you should expect a minimum interest rate of around 30% with higher amounts in some states.


    Are you looking for other loan options besides a title loan? Do you have questions about how personal loans work and how they differ from auto title loans? Perhaps a secured loan isn’t your best option, or maybe your looking for a lesser amount of cash than what you need from local lenders? 

    Check out our other financing offers if you want to learn more about payday, installment, and registration loans. It may turn out that you are better off with a personal loan or unsecured loan offer that doesn’t tap into your car’s equity. The Express Car Title Loans  team is confident that we have a lending offer for any type of financial situation.

    borrowers looking over a title loan contract.

    How Long Does It Take To Get A Registration Loan?

    The amount of time it takes to qualify for a registration loan will vary based on the lender requirements. But oftentimes, we can get you approved within a few hours. It helps to have all the necessary documents and your car ready for an appointment to inspect the vehicle.

    Can I Refinance My Title Loan With Express?

    Yes, we offer title loan refinancing as well as loan buybacks as of 2019. With a title loan refinance you can get a much lower interest rate and see the payoff term for your loan shrink by a matter of months. You need to be current on the existing loan to qualify for a refi or buyback.

    Qualify for a bad credit title loan with Express Car Title Loans

    Can I Qualify For a Loan With Bad Credit?

    Having bad credit will often lead to a denial for most typical unsecured loans. But that's not the case with a car title loan. Your vehicle serves as collateral for an equity loan, not your credit score. Most lenders won't even check your credit score or look at past payments when you apply.

    Express Logo

    We proudly offer car title loans with a quick and easy online application. Choose from several different loan options, and we’ll work with you to get your loan funded in less than 24 hours.

    Contact Info

    State Disclosures:

    California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
    Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

    Title Loans can be issued for up to $50,000 depending on certain underwriting factors, including your credit score, vehicle status, and ability to repay the loan. The actual funding amount, payment terms, and APR will vary by applicant, lender requirements, and state regulations.

    **Loans in CA have an annual interest rate of 33% to 36%, and the repayment terms will range between 24 and 46 months. Minimum loan amounts in CA are $2,501, and you may also be charged administrative fees ranging from 3 to 5% of the financed amount.** The chart below shows an illustrative example of the title loans’ total cost. This breakdown includes the monthly payment, estimated payment term, and representative APR.

    Annual Percentage Rate (APR)Finance ChargeAmount FinancedMonthly PaymentPayment TotalMonths