Online Car Title Loans In New Mexico

Apply with Express Car Title Loans to get a title loan of up to $30,000 in NM. All credit types are accepted and get your cash in one business day!

    Find Out How Much You Can Borrow With An Instant Cash Title Loan

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      Instant Approval Car Title Loans In New Mexico!

      Express Car Title Loans offers access to the best rates in New Mexico and we're confident we can get funded with a local lender in 24 hours or less. State laws have recently made it much more difficult to get a short term loan in NM and many lenders have left the state. However, we're confident we can match you with a company in our network of lenders offering fair terms for your car's title. Online title loan amounts start at $2,500 and you can be approved with just your vehicle's pink slip and proof of income.

      APPLY ONLINE

      Submit an online application with Express Car Title Loans and you'll get a pre-approval in less than 30 minutes. We only need your vehicle information and contact info to start underwriting your loan details.

      CALL US

      All it takes is one phone call to get a same day title loan and you can apply over the phone with us. Call us any time of the day in New Mexico and we'll start processing your application and get you a fast funding decision.

      APPLY IN PERSON

      Some applicants are more comfortable filling out a car title loan application in person. Meet with a lender near you in New Mexico, submit your vehicle info, and get cash that same day!
      Welcome To NM
      WELCOME TO Express Car Title Loans

      We offer cash loans for the equity in your car or truck!

      Express Car Title Loans is an online broker offering same day approval for title loans in New Mexico. Your lending decision is based on whether or not your car is paid off and if there's enough value from your vehicle to act as collateral for a loan. There's no longer a need to apply with just one lender in New Mexico. Fill out our online application in Albuquerque, Rio Rancho, Santa Fe, or anywhere else! We're here to help you get same day funds for your vehicle!

      Interest Rates With A Title Loan In New Mexico
      The APR for a title loan in New Mexico is capped at 36% per House Bill 132 which went into effect in January of 2023. These regulations regulate interest rates for all title loans between $2,500 and $10,000. For loans over $10,000 there is currently no cap on the amount of interest a lender can charge.

      Express Car Title Loans has been offering title loans for years, and we can still connect consumers in New Mexico looking for fast cash! While we don’t fund loans directly in New Mexico, we’re confident we can get you a low interest rate and effective repayment term by tapping into our network of local lenders. Here are a few other reasons why you should consider Express if you ever need to use your car as equity for a loan.

      1. Quick access to cash: You can apply with us online or over the phone quickly, and if approved, you can get your funds that same day. These secured loans are ideal for someone who can’t wait days or weeks for a traditional lender to underwrite their loan. With Express, processing your application and inspecting the vehicle takes less than a day. After that, you may need to bring the car in for an inspection, but even that takes 30 minutes or less. Get your funds in person from a local lender in Albuquerque or have the cash directly to your bank account!

      2. We don’t check your credit score! While most personal loan lenders will run an extensive credit check, we’re more concerned with the equity in your vehicle. Your credit will be important to determine your personal information and to check for serious credit issues such as bankruptcy. But ultimately, your collateral is used to get approved for a title loan in New Mexico. Don’t worry about a low FICO score and, instead tap into your vehicle’s value with an online title loan.

      3. Continued use of your car. While you use your vehicle’s title as security for the loan, you can still drive your car or truck as you please with no issues. These title loans are offered with the understanding that your lender is added as a lienholder to the car’s title. That means they don’t need to hold the car as collateral and deal with the hassles of storage and maintaining your vehicle. Pay off the loan on time or make extra payments to repay the entire loan balance and you’ll get the pink slip back and be done with the loan obligation!

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