No Credit Check & Fast Approval
It shouldn't cost a lot to get cash out of your vehicle. Apply for A New Mexico title loan today!
At Express Car Title Loans, we can get you funded for a secured loan, often within 24 hours or less. Our customer service team can help put together a quick lending estimate to help you understand your expected loan amount and payment terms. Just because you’ve been denied for most other short term loans doesn’t mean you can’t qualify with us!
Most applicants can qualify for a title loan as long as they have a fully paid off vehicle. If you have enough available equity in your car then bad credit won’t matter. The amount you can borrow with a secured loan will depend on vehicle value and your income verification. You can typically expect loan amounts of $4,000 and up with most online title loans in New Mexico!
Financial Services We Provide
We Provide Title Loan Services To Borrowers In New Mexico
You have more than one way to apply for a title loan with our company. Apply directly online, over the phone or at any lending location in New Mexico. Bring in your paperwork and meet with us face to face in Albuquerque, Las Cruces, or Shiprock!
This is the easiest way to apply with Express Car Title Loans. It takes about 15 minutes to complete the application and you can expect a funding decision within minutes.
Call Customer Service
We know provide the option of applying for a title loan over the phone. This is ideal for someone who doesn’t have a computer and wants to speak with someone.
Meet With Us In Person
Some applicants feel more comfortable filling out an application for a title loan in person. Come to our in Shiprock or Las Cruces to, meet with us and finish your application.
Rates & Terms With A NM Title Loan
The APR and financing terms for title loans in New Mexico and other types of short term loans are set in accordance with state regulations. Current laws limit the APR for a title loan in NM to no more than 36%. The payment term is entirely up to you and depends on your monthly income and budget.
Are you looking for other loan options besides a title loan here in New Mexico? Do you have questions about how personal loans work and how they differ from auto title loans? Perhaps a secured loan isn’t your best option, or maybe your looking for a lesser amount of cash than what you need from local lenders?
Check out our other financing offers if you want to learn more about payday, installment, and registration loans. It may turn out that you are better off with a personal loan or unsecured loan offer that doesn’t tap into your car’s equity. The Express Car Title Loans team is confident that we have a lending offer for any type of financial situation. Find out if you’re better suited for a personal loan or check out the different installment loan options in New Mexico.
How Long Does It Take To Get A Registration Loan?
The amount of time it takes to qualify for a registration loan will vary based on the lender requirements. But oftentimes, we can get you approved within a few hours. It helps to have all the necessary documents and your car ready for an appointment to inspect the vehicle.
Can I Refinance My Title Loan With Express?
Yes, we offer title loan refinancing as well as loan buybacks as of 2019. With a title loan refinance you can get a much lower interest rate and see the payoff term for your loan shrink by a matter of months. You need to be current on the existing loan to qualify for a refi or buyback.
Can I Qualify For a Loan With Bad Credit?
Having bad credit will often lead to a denial for most typical unsecured loans. But that's not the case with a car title loan. Your vehicle serves as collateral for an equity loan, not your credit score. Most lenders won't even check your credit score or look at past payments when you apply.
We proudly offer car title loans with fast approval and funding in New Mexico. Borrowers can choose from several different loan options, and we’ll work with you to get your loan funded in less than 24 hours.