Car Title Loans In New Mexico
Apply with Express Car Title Loans to get a title loan of up to $20,000 in NM. You don't need good credit and get your funds in 24 hours or less.
Instant Approval Car Title Loans In New Mexico!
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We offer cash loans for the equity in your car or truck!
- Keep Your Car
- No Need To Check Your Credit
- Loans Up To $50,000 in NM
- Instant Online Approval
Interest Rates With A Title Loan In New Mexico
The APR for a title loan in New Mexico is capped at 36% in accordance with House Bill 132 which went into effect in in January of 2023. These regulations regulate interest rates for all title loans issued between $2,500 and $10,000. For loans offered over $10,000 there is currently no cap on the amount of interest a lender can charge.
Express Car Title Loans has been offering title loans for years and we can still connect consumers in New Mexico that are looking for fast cash! While we don’t fund loans directly in New Mexico we’re confident we can get you a low interest rate and effective repayment term by tapping into our network of local lenders. Here are a few other reasons why you should consider Express if you ever need to use your car as equity for a loan.
Quick access to cash: You can apply with us online or over the phone quickly, and if approved, you can get your funds that same day. These secured loans are ideal for someone who can’t wait days or weeks for a traditional lender to underwrite their loan. With Express, it takes less than a day to process your application and inspect the vehicle. After that, you may need to bring the car in for an inspection, but even that takes 30 minutes or less. Get your funds in person from a local lender in Albuquerque or have the cash directly to your bank account!
We don’t check your credit score! While most personal loan lenders will run an extensive credit check, we’re more concerned with the equity in your vehicle. Your credit will be important to determine your personal information and to check for serious credit issues such as bankruptcies. But ultimately, your collateral is what’s used to get approved for a title loan in New Mexico. Don’t worry about a low FICO score and instead tap into your vehicle’s value with an online title loan.
Continued use of your vehicle. While you use your vehicle’s title as security for the loan, you can still drive your car or truck as you please with no issues. These title loans are offered with the understanding that your lender is added as a lienholder to the car’s title. That means they don’t need to hold the car as collateral and deal with the hassles of storage and maintaining your vehicle. Pay off the loan on time or make extra payments to repay the entire loan balance and you’ll get the pink slip back and be done with the loan obligation!