Need A Car Title Loan In Santa Fe?
Apply now to get cash in 24 hours with Express Car Title Loans. We offer fast approval for title loans in Santa Fe and anyone with a paid off vehicle can qualify for up to $25,000!
Get Cash With A Same Day Title Loan in Santa Fe New Mexico
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We Offer Fast Approval Auto Title Loans In Santa Fe NM
- No GPS Tracking Required
- Bad Credit Is OK
- Amounts Up To $25,000 In NM
- Instant Approval Online
Interest Rates For vehicle title loans in Santa Fe
Title loans issued in Santa Fe are subject to state regulations in New Mexico. As of 2024, there's an interest rate cap of 36% for equity loan amounts between $2,501 and $10,000. These title loans last from 8 to 48 months and there may be additional fees such as prepayment fees and late fees.
What's Required For A Title Loan In Santa Fe, NM
Want to know what are the essential documentation we require? Alright!
Car title: Yes, you must be the car's owner, and your name must be on the document.
Identification: Please use a government-issued ID, such as your passport or driver's license, so we can verify your identity.
Residence: Documentation that shows your current address and that you live in New Mexico.
Income Verification: We must see if you can repay the loan at the time you choose.
Car inspection: This is the final process, where, in 30 minutes or less, we verify that your car is in good condition and matches the proposed value.
I Have Bad Credit - Can I Still Get A Title Loan
Most of the time, there is no need for a credit check, since we consider the value of your vehicle and the title as collateral. Before you proceed, we recommend examining your options and considering that you will agree to a repayment plan. Once the loan is fully paid, we give the title back. Explore and ask for our interest rates, which vary according to every client's situation.
The Benefits Of A Title Loan In Santa Fe
Fast Cash: We offer a quick solution when you need it the most. With minimal paperwork and just one call, you can receive the funds in your preferred method.
Bad Credit? We Can Help: We typically do not perform extensive credit checks. This makes title loans accessible to individuals with poor credit or no credit history.
Keep Driving: Keep the keys to drive your car and continue the routine. You have to make sure you follow the repayment period.
Flexible Loans: Our amounts are the best within the market, and we are open to negotiating according to your situation and the car's value!
No Extensive Documentation: As the requirements section states, the paperwork is minimal and doesn't require you to make many unnecessary trips.
Quick Approval: We have the best approval rates; better yet, we don't waste your time! We will give you a quick answer for the money you want here in Santa Fe!
Express Car Title Loans offers car title loans in New Mexico. Check out our other locations throughout the state!