Car Title Loans In Flagstaff AZ
Get cash using the equity in your vehicle as security for a title loan! Express Car Title Loans offers car title loans in Flagstaff and we can get you funded in one business day or less! You don't need good credit and borrow up to $25,000 today!
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- No GPS Tracking Required
- No Need To Check Your Credit
- Loan Amounts Up To $25,000
- Instant Online Approval In AZ
Rates & Terms To Expect With A Car Title Loan in Flagstaff
The APR and financing term for a Flagstaff title loan is determined by your loan amount and repayment term. As of 2024, interest rates will average 15% monthly for loan amounts between $500 and $5,000. Interest rates average 10% monthly for title loan amounts over $10,000.
Car Title Loans In Flagstaff AZ - What's Required
A Vehicle Titled In Your Name: The car's title must be paid off, and there can be no other lienholders or lenders on it. Most vehicles that are the year 2013 or newer with less than 120,000 miles will qualify for an online title loan in Flagstaff.
Proof of Registration and Complete Insurance Coverage: Is your car registered with the DMV, and do you have updated tags? We also need evidence of comprehensive insurance coverage.
Proof of Income: We need to ensure you can afford the monthly payments for a title loan. Verify your income with employment stubs, bank records, or disability documents.
Proof of ID & Residency: We need evidence that you're an Arizona resident. You don't need to live in Flagstaff, but we need proof that you're an Arizona resident.
Vehicle Inspection: If you're borrowing more than $3,000, you must bring the vehicle for a quick inspection at any lending location in Arizona. The inspection takes less than 30 minutes, and we will confirm the VIN and odometer readings.
Can I Get A Flagstaff Title Loan With Bad Credit
Yes, as we previously mentioned, there is a big chance of you getting a loan even with a bad credit score since title loans are made for people who are just starting their credit history or want to rebuild their score. However, you must consider that this is possible since the most crucial document we require is your car title, allowing us to take it as collateral in case you miss payments. Don't worry. You keep driving your car, and once the loan is paid off, we will give you the pink slip back!
What Are The Benefits Of Title Loans In Flagstaff
Hassle-Free: There is no need to spend unnecessary time on banks or complex documents. You may already have what we require, and we can provide you with an answer in just a few hours after you apply with us!
Fast Money. Flexible Plans: We can deposit the confirmed loan amount directly into your account in just a few minutes, and we will work to get you the repayment plan that best fits your needs.
The best interest rates: We offer the best interest rates in the car title loans industry. See our disclosure or call us directly to confirm it for yourself!
Keep driving: Once you get your loan, we do not ask for the keys. You will keep moving! The title to your vehicle is all the collateral we need.
