Title Loans In Chandler AZ
Apply for a same day title loan in Chandler AZ with Express Car Title Loans. You don't need a good credit score to qualify and many 2014 and newer vehicles will qualify as collateral.
We Offer Quick Funding Vehicle Secured Loans In Chandler
Our friendly team of representatives will take care of the rest and the primary requirements to get started are your car's certificate of title and some type of income verification. We offer competitive loan amounts, interest rates, and flexible repayment options that can be tailored to your financial situation.
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Why Work With Express Car Title Loans in Chandler:
- No Faxing Required
- No Need For A Full Credit Check
- Loan Amounts Up To $25,000
- Fast Online Application
Rates & Terms In Chandler:
Your rate is tied to your loan amount, and the state sets the ceilings. A.R.S. § 44-291 permits a maximum monthly finance rate of 17% at $500 or less, 15% from $500.01 through $2,500, 13% from $2,500.01 through $5,000, and 10% past $5,000. Vehicle value and borrower profile determine where you fall under those caps. Repayment terms run 12 to 48 months.
What Do I Need To Qualify:
A Car That’s Paid Off And Titled In Your Name: Provide us with the pink slip to verify you are the owner of the vehicle. Your car can’t have any additional lienholders or cosigners. 2014 and newer vehicles have the best chance of qualifying as long as they’re in good condition and the car is paid off.
Government-issued ID: You must confirm that you live in Arizona. You can present your driver’s license or state issued ID to qualify.
Proof of income or employment: Can you make the monthly payments? You can confirm this with a bank statement or employment letter showing proof of income.
Insurance Policy: Since we take your car title as collateral, we verify that your car is protected against any possible accidents or damage.
Car Inspection: We’ll need to inspect your vehicle in person to confirm its current value. Depending on your information, you may be able to complete this process online by submitting photos of your car from different angles.
Bad Credit Vehicle Secured Loans In Chandler – How They Work
While credit’s not a big deal when underwriting your loan, we still need to run a soft credit check to verify your lending history. However, even with a low FICO score, we can still authorize your loan as long as there’s enough equity in your vehicle. We are different from banks and credit unions that offer personal loans because we consider your car title as collateral. That is how we can provide vehicle secured loans in Chandler and help clients get the money they need.
Funding In One Business Day In Chandler
Our loans are a great way to quickly get a good amount of money. Usually, people with a low FICO score apply for our loans because we offer a fast application process focused on your vehicle’s equity. Some customers can pick up cash for their vehicle’s equity the same day they apply.
This is possible as we use your car as collateral for a loan, helping us secure the loan amount and help people make the monthly payments on the agreed time.
Please make sure to ask about our interest rates and verify with our representatives the specific information to consider according to your location. Call Express Car Title Loans at 888-864-7180 anytime to find out more about a loan using your car, truck, or SUV as collateral.