Need A Car Title Loan In Mesa AZ?

What’s Required In Mesa AZ

Your vehicle must be paid off and titled in your name: Express Car Title Loans requires a lien-free car with a valid pink slip. Newer vehicles with low mileage have a better chance of securing a loan amount of $2,000 or more.

Valid ID: We can only work with Arizona residents. Show proof of residency with a state-issued ID or passport that shows your current address.

Insurance Coverage: Your car must have comprehensive insurance coverage that pays off the full loan balance if the vehicle is ever destroyed or stolen.

Income verification: Provide proof of income from your employer or another source, such as unemployment or bank records, to verify your income. Even if you have a side job or get money from social security you can still qualify. We need to see some type of income source.

Vehicle Inspection: We will likely need to inspect your vehicle to ensure it’s worth the resale amount. Sometimes, we only require you to send recent photos of your car. But in most cases, we’ll need you to bring the vehicle in for an in-person inspection at any Mesa, AZ lending location.

Bad Credit Loans With Your Vehicle As Collateral – Are They Possible

Once the requirements are met, we offer fast underwriting on most types of newer vehicles, and it doesn’t matter what type of FICO score you have. Your car title is kept as collateral if you default on the loan. While your credit score is important for most loans, it’s not as critical when underwriting your application. The most crucial underwriting factor always centers on your vehicle’s equity. Qualified borrowers with a car valued at $4,000 or more can qualify for a title loan in AZ.

Why Work With Express Car Title Loans In Mesa

Keep driving your car: You keep driving your vehicle without worrying about having to give us the keys during the repayment period. Stay current on the monthly payments and you’ll get the pink slip back after the loan is fully repaid.

Bad credit? No problem: As we mentioned, car title loans are secured by your pink slip and your credit score is far down the list when underwriting a loan. That means good credit is unnecessary since we have collateral backing up the loan.

Quick and easy process: Don’t waste any time applying with Express Car Title Loans. The underwriting process can be entirely online, and we will only take a little of your time to process your application and confirm the loan amount and repayment terms. So what are you waiting for? Call us at 888-864-7180 now to pre-qualify.