Need A Car Title Loan In Fresno?

Requirements For A Fresno Title Loan

Lien Free Vehicle: You must own a paid off vehicle in your name. You must have the vehicle title in your possession with no other lienholders. All title loans in CA require you to hand over the certificate of title to the lender. In this case, Express Car Title Loans will be the primary lienholder on your car’s title while you make loan payments.

Proof of Registration and Insurance: The vehicle must have full coverage and be registered in CA. During business hours, you can get a new or updated copy at the Fresno DMV location on Olive Ave.

Proof of Income: Like any bank loan, we must know you have enough income to afford the payments. Any employment record, pay stubs, or checking account statement will work.

Vehicle Inspection: We often require an in-person vehicle inspection for a title loan in Fresno. Even if you apply online, we’ll still need to verify that the vehicle runs and has no significant mechanical issues.

Proof of ID & Residency: We need a driver’s license or ID to verify your identity and a mortgage statement or utility bill to confirm you’re a California resident.

Vehicle-Secured Loans With Bad Credit – How They Work In Fresno

Lien-free vehicle loans are possible for anyone with bad credit because your FICO isn’t the primary factor in approval. Instead of focusing on your borrowing history, we look at the type of security you have to back up the loan. In Fresno, many vehicles are valued at $2,500 or more, and most cars and trucks are entirely paid off. Express Car Title Loans uses that collateral as security for the loan amount, so you need far less of a good credit score. The only times when your credit history becomes an issue is when you’re dealing with bankruptcy or have had a recent vehicle repossession. Even in these scenarios, you can still get an online title loan if there’s enough equity in your car. Apply with Express today to see how easy it is to get a title loan in the Central Valley.

Apply For Fast Funding In Fresno

Do you need money today to pay for emergency expenses or other bills? Has a bank lender turned you down because of your poor credit score? Believe it or not, financing options are available for anyone who owns a car or truck with less than 100,000 miles. If you have a paid-off vehicle titled in your name, why not use that equity as collateral for a loan? Apply with Express Car Title Loans to see how much you can borrow. You may be able to borrow $2,500 or more and get cash in hand that same day. Call us in Fresno at 888-864-7180 or apply online today.