Auto Title Loans In Fresno

Get a title loan in Fresno with your vehicle as the collateral. All credit types are accepted and we offer up to $20,000 with Express Car Title Loans!

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      Financial Services We Provide

      We Provide Instant Approval Title Loans In Fresno

      Express Car Title Loans has provided car title loans in California for years and now we can help anyone looking for a Fresno title loan. These secured loans allow you to use the equity from your car or SUV as collateral and you can still qualify with bad credit. We hold the car's pink slip as security while you make the required payments and you'll the car's title back after the loan has bee repaid. Loan amounts depend on your vehicle's resale value and your ability to repay the loan. As of 2024, residents of Fresno can borrow $2,500 to $20,000 and you can expect a final quote to be based on using 60% of the vehicle's value as collateral. Don't want any longer to see how much you can qualify for. Contact Express Car Title Loans today to get a no hassle quote with the chance to get same day direct deposit funding if you apply before 2pm PST!

      APPLY FOR A LOAN ONLINE

      It takes less than 3 minutes to complete our online application. After that, we'll review and underwrite your loan, with the possibility for same day funding.

      CALL US

      Do you want to speak with one of our agents and have them walk you through the application? We can do everything over the phone and get you approved in one business day.

      MEET IN PERSON

      Some customers prefer to meet with a local direct lender. Express Car Title Loans has a network of neighborhood companies in Fresno and we'll match you with a local company.
      5
      5
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      Years offering title loans in Fresno
      WELCOME TO Express Car Title Loans

      It's Easy To Get A Car Title Loan In Fresno

      A title loan is easy to get if you have a lien free vehicle and can verify income. It takes just a few hours to underwrite a title loan versus the days and weeks it takes to get cash with a personal loan or line of credit! A title loan relies solely on the equity in your car or truck as collateral and Express Car Title Loans can have the funds sent by direct deposit to your bank account in one business day! Anyone in Fresno can qualify for fast funding and don't waste anymore time evaluating your loan offers. Apply with us today!

      Rates & Terms To Expect With A Car Title Loan
      The APR and repayment term for a Fresno title loan is set in accordance with California State Law. These regulations recently changed and as of 2024, the maximum interest rate is 36% plus the Federal Funds Rate. That means you can expect lower interest rates with an online title loan in California then you would see in many other states. The repayment term for a loan over $2,500 ranges from 12 to 46 months.

       

      Requirements For A Fresno Title Loan

      Lien Free Vehicle: You must own a vehicle that’s paid off and in your name. The vehicle’s title must be in your possession and there can’t be any consigners. All title loans in CA require the car’s title to be signed over to a lender before you can get the cash.

      Proof of Registration and Insurance: You need full insurance coverage on the vehicle and must be registered in CA. Get a new or updated copy in just hours at the Fresno DMV location on Olive Ave.

      Proof of Income: Similar to any bank loan, we need to know you can repay the amount borrowed. Any type of employment record, pay stubs, or checking account statements will work.

      Vehicle Inspection: An in person vehicle inspection is often required for a title loan in Fresno. Even if you apply online, we’ll still need to verify the vehicle runs and has no significant mechanical issues.

      Proof of ID & Residency: We need proof that you live in California. Any state issued drivers license or ID card will be fine.

       

      Bad Credit Title Loans In Fresno – How They Work

      A title loan is possible for anyone with bad credit because your FICO score is not used to underwrite the loan. Instead of looking at your borrowing history, we look at what type of security you have to back up the loan. Here in Fresno, many people have vehicle’s worth valued at $2,500 or more and most of those cars and trucks are completely paid off. Express Car Title Loans used that collateral as security for the loan amount and with that there’s far less need for good credit.  The only times when your credit history becomes an issue is when you’re dealing with bankruptcy of had a recent vehicle repossession. Even in these scenarios you can still get an online title loan if there’s enough equity in your car! Apply with Express today to see how easy it is to get a title loan in the Central Valley!

       

      Apply For Fast Funding Title Loans

      Do you need money today to pay for emergency expenses or other bills? There’s cash in your vehicle, and why not use equity as collateral for a loan? Find out how much you can borrow by applying with Express Car Title Loans. We’ll get you a pre-approval estimate in less than 15 minutes and there’s a chance you can borrow $5,000 or more with cash in hand that same day! Call 888-864-7180 or apply online today!

      Central Valley Farmland in Fresno CA
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