Los Angeles Title Loans

Apply now for an Express Car Title Loan and cash out the equity from your vehicle. We offer fast approval in Los Angeles with loan amounts starting at $2,500.

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      Rates & Terms For A Los Angeles Title Loan
      Express Car Title Loans offered funding for title loans in California for years we proudly offer some of the lowest rates in the industry. As of 2024, you can be approved for a title loan of $2,500 to $10,000 in Los Angeles with an interest rate of around 35%. The payoff term is mostly up to you with an typical repayment of 12 to 60 months. Some customers choose to pay off their loan quickly in less than 3 months and other will want a longer payoff term with a lower monthly payments.

      Financial Services We Provide

      We Offer Auto Title Loans In Los Angeles

      Title loans can be an ideal solution for anyone who needs fast cash. These secured loans use your car's equity as collateral and we place a lien on your vehicle until the loan is fully repaid. Your loan amount is based on the bluebook value of the vehicle and some customers in Los Angeles can borrow $4,000 or more. Best off all, you can be approved with a low FICO score! Express Car Title Loans may check your credit, but the most important requirement for a title loan in CA is a lien free vehicle and proof of income. If you have those two you should be approved for an equity loan in 24 hours or less!

      APPLY WITH US ONLINE

      We can process your online application quickly! Complete the Express Car Title Loans online form and we'll underwrite your loan details. Some customers can do everything online and get their cash in 24 hours!

      APPLY OVER THE PHONE

      Would you prefer to have a lending agent walk you through the application over the phone? Call us at 888-864-7180 anytime of the day to see how much you qualify for!

      MEET WITH A LOCAL LENDER

      We offer access to auto title loans in Los Angeles! We have a local office in Southern California and you can meet with us in person any day of the week. Work with us to get a direct title loan!
      7
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      Years of experience in Los Angeles
      WELCOME TO Express Car Title Loans

      We offer up to $25,000 for title loans in LA

      Don't waste your time applying with personal loan lenders in Los Angeles. Many of these companies take days to start processing your application, and with that, they'll ask for multiple documents and run numerous credit checks. Express Car Title Loans can get you pre-approved in less than an hour and our loan amounts and repayment terms are ideal for customers looking for title loans in California. We can offer high loan amounts because you put up equity as collateral for your loan. Instead of relying on someone's credit history, we know there's security available if you default or miss any payments. We've been offering these loans in Southern California for years and our expertise will make it easy for you to get approved and funded in one business day!

      What Type Of Vehicle Qualifies For A Title Loan In LA

      We accept all paid off vehicles as collateral for a title loan. The car has to be in your name, and it must be operational.

      Here are some common types of vehicles that may qualify for a title loan:

      1. Cars and Trucks: All types of vehicles can qualify, including sedans, SUV’s. Anything that can be titled through the DMV can be used as collateral.

      2. Salvage Title Vehicles: Was your vehicle damaged or destroyed and is the title written off by an insurance company? Sometimes,, you can still use these salvaged or rebuilt titles as collateral for a loan!

      3. Motorcycles: Motorcycles and scooters can be accepted as collateral if they are worth enough to justify a $2,500 loan. This amount is typically the floor for title loans in CA and that means your motorcycle must be worth at least $5,000.

      4. Recreational Vehicles (RVs) and Boats: RV’s and boats are more difficult to get approved but they’re still possible in Los Angeles. Similar to motorcycles, you need a high value RV and boat that’s valued at $5,000 or more to qualify.

       

      What To Know About Title Loans In Los Angeles

      Interest Rates: Title loans often come with high-interest rates and fees. In the case of a title loan offered in LA, the APR will generally be around 40%. Make sure you fully understand the terms of the loan, including the annual percentage rate (APR) and any additional fees that may apply. The high costs associated with title loans make it crucial to explore other financing options first.

      Repayment Terms: The repayment terms for a title loans will vary based on the loan amount and your repayment ability. Some companies offer title loans in LA that must be paid back in 6 months, but most will go with a 12 to 36 month repayment term.

      Vehicle Inspection: Express Car Title Loans needs to inspect your vehicle to ensure it’s worth the resale amount. We can do this at any of our Southern California locations or we can send an agent to meet with you at your home or office.

      Alternatives to Title Loans: While the interest rates on title loans in Los Angeles aren’t as high as what we see in other states, they can still be difficult to repay and some unsecured loans have lower interest rates. Consider a bank loan If you have decent credit and don’t need to borrow more than a few hundred dollars.

      Risk of Vehicle Repossession: A vehicle repossession is a serious consequence of defaulting on a title loan. Anyone who puts their vehicle up as collateral should know the risks involved and communicate with their lender if they ever fall behind.

      We Won’t Check Your FICO Score: While your credit score is important for most loans, it’s far down the list when underwriting a title loan. Express Car Title Loans may run a credit check to look for serious credit issues, but you can still be approved for a loan if there’s equity in your car or truck.

      Your Lender’s Reputation Matters!: Go with a company you know and trust! Express Car Title Loans has been offering access to vehicle equity loans in California for years and all loans offered in Los Angeles are made pursuant to a Finance Lenders License!

       

      Apply For An Auto Title Loan With Express Car Title Loans

      There’s no need to wait any longer if you have a vehicle titled in your name, the required documents, and know how much you’re looking to borrow. Anyone in Los Angeles can apply with Express Car Title Loans and get a same day approval and funding decision for a title loan. Call us at 888-864-7180 or apply online to get your cash today!

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