Car Title Loans In Long Beach
Apply with Express Car Title Loans to get a no hassle title loan in Long Beach. Funding amounts are based on your vehicle's value and you can borrow $2,500 or more in CA. Good credit is not required.
Express Car Title Loans Offers Online Title Loans In Long Beach
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Get Cash In 24 Hours With A Vehicle-Secured Loan In Long Beach.
Rates & Terms For Long Beach Title Loans
The APR for a title loan in Long Beach is based on consumer lending regulations in California. As of 2026, loan amounts between $2,500 and $10,000 are limited to an interest rate of 36% plus the federal funds rate. Loan amounts over $10,000 are not subject to these same interest rate restrictions in CA. Additional fees may include, late fees, early payment penalties, and credit reporting fees.
Requirements For A Car Title Loan In Long Beach
Vehicle Titled In Your Name: Express Car Title Loans require a car titled in your name and fully paid off, with no other loans or lienholders. You must provide proof of the vehicle’s title, which we will sign over to us as collateral.
Proof of Income: There is a verification process to guarantee you can make the monthly payments. Bank statements or payroll receipts are valid options.
Vehicle Registration: We need proof that your vehicle is registered with the DMV. Has your registration expired? The local DMV location on Willow Street in Long Beach can provide updated registration documents and tags.
Insurance Policy: We require comprehensive insurance coverage for your vehicle.
Residency and Identification: Qualify with a valid driver’s license or state-issued ID showing that you reside in California.
Vehicle Inspection: We provide secure and fast vehicle inspections to ensure your car matches its current resale value in California. This process can help you secure a higher loan amount, and we complete everything in one visit.
I Have Poor Credit – Can I Still Get Approved?
Yes, you can qualify, even with poor credit. Your vehicle is collateral, so we feel more confident you’ll make the required payments. Your car secures the loan amount, which means we can repossess it if you miss a payment.
We don’t check your FICO score since it is not our main concern. Also, you keep your car, and you don’t need a GPS tracking device.
How Does The Vehicle Inspection Process Work
We will schedule an appointment at a time that works for you. One of our verification agents will go to the provided address and confirm that your car is in good condition and matches all the information submitted on the application form. This fast process can help you qualify for a larger loan, and an in-person inspection improves your chances of approval!
Call Express Car Title Loans at 888-864-7180 to get a same day quote that shows your repayment term and estimated loan amount. We only need your vehicle’s make, model, year, and contact info to get a loan on your car. Apply today.
Express Car Title Loans offers car title loans throughout in California. Check out our other locations in CA!