Online Vehicle Title Loans In Long Beach
Apply with Express Car Title Loans today to get a no hassle title loan in Long Beach CA. You will keep driving your vehicle with loan amounts based on the current resale value!
We Offer No Hassle Car Title Loans In Long Beach
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Get Cash In 24 Hours With A Title Loan In Long Beach CA
- Fast Funding In 24 Hours
- No Need To Check Your Credit
- Loan Amounts Up To $50,000
- Instant Online Approval
Rates & Terms For Long Beach Title Loans
The APR for a title loan in Long Beach is based on lending regulations in CA. As of 2024, a loan amount between $2,500 and $10,000 is limited to an interest rate of 36%. Loan amounts over $10,000 are not subject to short term lending regulations in CA. Additional fees may include, late fees, early payment penalties, and credit reporting fees.
Requirements For A Title Loan In Long Beach
Vehicle Titled In Your Name: Express Car Title Loans needs a car titled in your name and fully paid off, with no other loans or lienholders.
Proof Of Income: There is a verification process to guarantee you can make the monthly payments. Bank statements or payroll receipts are valid options.
Vehicle Registration: Get updated registration documents and tags from the local DMV location on Willow Street in Long Beach.
Insurance Policy: We require comprehensive insurance coverage for your vehicle. In some cases, we may need an umbrella policy that covers 20% or more of your vehicle's value.
Residency and Identification: You can get a car title loan in Long Beach, CA, with a valid driver’s license or state issued ID showing you reside in CA.
Vehicle Inspection: We provide secure and fast vehicle inspections to ensure your car matches our database's value. This process can help you secure a higher loan amount. It only takes 30 minutes or less and can be done in our multiple locations in Long Beach.
I Have Poor Credit - Can I Still Get A Title Loan In Long Beach
Yes, you can still qualify for a car title loan since we take your vehicle as collateral; that way, we guarantee you will repay within the established period. We don't check your FICO score since it is not our main concern. Also, the best part is that you keep your car, so continue to drive!
How Does The Vehicle Inspection Process Work
We will schedule an appointment at a time that works for you. One of our verification agents will go to the provided address and confirm that your car is in good condition and matches all the information submitted on the application form. This speedy process can provide you with a more significant loan amount!
Express Car Title Loans offers car title loans throughout in California. Check out our other locations in CA!