Need A Car Title Loan In San Diego?

Get approved for a fast funding title loan in San Diego! Express Car Title Loans offers same day cash for a vehicle that's title in your name, and you don't need good credit.

    Apply Now To Get Cash For Your Vehicle's Equity!

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      We Offer Fast Funding Title Loans In San Diego

      Express Car Title Loans can help anyone get cash with a vehicle title loan. You can qualify as long as you own the vehicle outright and have the car's pink slip. It takes a few minutes to complete our online application to see how much money you can borrow with loan amounts of $2,500 to $25,000! Submit your vehicle details, we'll contact you to review your quote and underwrite the loan. The last step is to bring your vehicle in for an inspection at a San Diego location and sign the lending contract. All this can be done in one day and some customers can pick up their cash just hours after being approved!

      We also offer title loans in San Diego for boats, motorcycles and semi trucks. The qualification requirements for these secured loans are much the same as a vehicle and you can qualify and get cash in 24 hours or less. Are you looking to refinance an existing title loan or looking for a buyout of a loan that's in default? Express Car Title Loans can help you! Contact us at 888-864-7180 to see how much we can reduce your rate with a car title loan refinance in CA.

      APPLY ONLINE

      Apply with Express Car Title Loans online to get an auto title loan in San Diego. Complete our online form in minutes and all we need is your vehicle's make, model, and year.

      CALL US

      Call Express Car Title Loans to find out how much you can borrow with A San Diego Title Loan! We'll get you a quote over the phone and it only takes a few minutes to get a lending estimate.

      MEET WITH US

      We have offices throughout California and there's a good chance we can get you approved and funded in just one visit. Meet with us in person to get cash that same day for your vehicle's equity
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      Years offering title loans in San Diego
      WELCOME TO Express Car Title Loans

      It's Easy To Get An Instant Title Loan In San Diego!

      Express Car Title Loans can approve your car title loan application in hours and most customers in San Diego who own a vehicle will qualify. There's no need for a lengthy credit check; we only need your car's title and proof of income to confirm your approval. Some applicants can borrow upwards of $20,000 with just the equity from their vehicle. While some companies will offer up to 40% of your vehicle's value as a loan, we can go higher than that. If you have a fully paid off vehicle with under 100k miles, you can sometimes tap into 55% of the vehicle's value! Apply with us online or call 888-864-7180 to get a San Diego title loan!

      Rates & Terms For A Title Loan In San Diego
      The APR and repayment term for a title loan in San Diego is set by California State Law. These regulations recently changed and as of 2024, the maximum interest rate is 36% plus the Federal Funds Rate. That means you can expect lower interest rates with an online title loan in California then in many other states. The repayment term for a loan over $2,500 ranges from 12 to 46 months.

       

      Requirements For ACar Title Loan in San Diego

      Paid off vehicle titled in your name - All types of cars and SUVs can qualify for a title loan. Even if your vehicle has 150,000 miles you can still qualify if there's enough equity available. But, the car has to be fully paid off and you can't have liens or lienholders on the title.

      Income Verification - We need to see proof of income from your employer or bank showing you can afford the monthly payments. We accept employment records or bank statements showing sufficient monthly income.

      Vehicle registration and proof of insurance - Is your car registered with the California DMV, and do you have an insurance policy on the vehicle that covers it if it's totaled or stolen? 

      Identification and proof of residency in CA - Online title loans are possible for anyone in Coronado or La Jolla who owns a vehicle and can verify income. However, you need a valid ID or driver's license showing California residency.

      Vehicle inspection - Some companies offer title loans in San Diego with no inspection, but these loans are rare, and you can typically only borrow $3,000 or less. Express Car Title Loans must inspect your car, SUV, or motorcycle to ensure it matches the current resale price. The inspection takes 30 minutes or less and can be done at any location in San Diego or Encinitas.

       

      Bad Credit Title Loans In San Diego

      Do you have a low FICO score? Even with a credit score under 650, you can still qualify for a bad credit title loan in San Diego. Express Car Title Loans offers fast funding for anyone with a clean and clear vehicle and we don't need to worry about your credit history. That means someone who recently went through bankruptcy or deal with a repossession can still qualify for an auto title loan if they have a car titled in their name.

       

      Apply With Express Car Title Loans

      Express Car Title Loans is a leading provider of auto title loans in San Diego and we can walk you through an application online or over the phone. A car valued at $6,000 or more can lead to a funding amount of $2,500 and most customers will qualify with little other than their paid off vehicle and income verification. Do you already have a loan from another company offering CA title loans? We may be able to lower the interest rate or get you a better payoff term with less money out of pocket. Apply online or contact us at 888-864-7180 to get more information!

       

      Express Car Title Loans offers car title loans throughout the state. Check out our other locations in CA!