Need A Car Title Loan In San Diego?

Requirements For A Car Title Loan in San Diego

Paid off vehicle titled in your name – All types of cars and SUVs can qualify for a title loan. Even if your vehicle has 150,000 miles, you can still qualify if there’s enough equity available. But the car has to be fully paid off, and you can’t have liens or lienholders on the title.

Income Verification – We need to see proof of income from your employer or bank showing you can afford the monthly payments. We accept employment records or bank statements showing sufficient monthly income.

Vehicle registration and proof of insurance – Is your car registered with the California DMV, and do you have an insurance policy that covers it if it’s totaled or stolen? 

Identification and proof of residency in California – Online title loans are possible for anyone in Coronado or La Jolla who owns a vehicle and can verify income. However, you need a valid ID or driver’s license showing California residency.

Vehicle inspection – Some companies offer title loans in San Diego with no inspection, but these loans are rare, and you can typically only borrow $3,000 or less. Express Car Title Loans must inspect your car, SUV, or motorcycle to confirm it matches the current resale price. The inspection takes 30 minutes or less and can be done at locations in San Diego or Encinitas.

Bad Credit Title Loans In San Diego

Do you have a low FICO score? Even with a credit score under 650, you can still qualify for a bad credit title loan in San Diego. Express Car Title Loans offers fast funding for anyone with a clean and clear vehicle and we don’t need to worry about your credit history. That means someone who recently went through bankruptcy or dealt with a repossession can still qualify for an auto title loan if they have a car titled in their name.

Apply With Express Car Title Loans

Express Car Title Loans is a leading provider of auto title loans in San Diego and we can walk you through an application online or over the phone. A car valued at $7,000 can lead to a funding amount of $2,500 or more, and customers can qualify with little other than their paid-off vehicle and income verification. Do you already have a loan from another company offering CA title loans? We may be able to lower the interest rate or get you a better payoff term with less money out of pocket. Apply online or call us at 888-864-7180 for more information.