Need A Car Title Loan In Costa Mesa?
Express Car Title Loans is a leading provider of same day title loans in Costa Mesa, CA. Bad credit is ok if you have a paid off vehicle! Meet with us in person or apply online to borrow $2,500 or more!
We Offer Same Day Title Loans In Costa Mesa
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Get A Fast Funding Car Title Loan In Costa Mesa
- Fast Funding In California
- No Comprehensive Credit Check
- Loan Amounts Up To $25,000
- Quick Online Pre-Approval
Rates & Terms For Costa Mesa Title Loans
The APR for most title loans in Costa Mesa is capped at 36%. This means a licensed lender can charge up to 36% plus the federal funds rate for your interest rate on loan amounts between $2,500 and $10,000. There is no interest rate cap for loan amounts below and above those amounts. While there's no set limit on the monthly payment and repayment term, your lender must ensure you can afford the required monthly payments.
Requirements For A Title Loan In Costa Mesa
Your vehicle must be paid off. Express requires a lien free car with a valid pink slip. Vehicles newer than 2015 have a better chance of qualifying, and most newer cars can be used as collateral if the mileage is 100,000 or less.
California driver’s license: These loans are issued by a company with a California Finance Lender License. Therefore, we need to ensure that you’re a valid state resident.
Income verification: Title loans in Costa Mesa are secured by your vehicle, and that’s often the most critical requirement. But we need to confirm that you can make the monthly payments. Please provide proof of income from your employer or another source, such as unemployment or bank records, to verify your income.
What Happens After I’m Pre-Approved With Express Car Title Loans
Once approved, Express Car Title Loans will become the temporary lienholder on your car’s title. That means the vehicle is still yours, and you can drive to work and wherever else you need to go. However, you first need a licensed agent to inspect the vehicle and confirm its current resale value in Costa Mesa. We have inspection locations throughout Orange County, and you can meet with our agents at 2942 Century Pl, Suite 803, or at any site near South Coast Plaza. We’ll need to confirm the VIN and current mileage, then decide on the loan amount and other finance terms.
You can finalize this the same day you apply with Express Car Title Loans online or over the phone! You’ll then sign the contract and hand us your car’s pink slip. The next and final step is to get your cash! Many customers choose to have the money sent to their checking account, while others prefer to pick up the funds in person at any money order location in Costa Mesa. Whichever method you choose, it all starts with a fast application with Express Car Title Loans! So get started today online or call us at 1-888-864-7180 to cash out your equity!
Express Car Title Loans offers car title loans in CA. Check out our other locations through the state!