Car Title Loans In Costa Mesa CA

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    WELCOME TO Express Car Title Loans - Costa Mesa Location

    It Doesn't Have To Cost A Lot To Take Out A Title Loan!

    At Express Car Title Loans, our goal is to get you funded for a car title loan quickly, often in as little as 24 hours or less. All types of cars and trucks can qualify and you don’t need good credit to get approved!


    Henderson’s Car Audio & Alarm
    2137 Harbor Blvd
    Costa Mesa CA 92627

    Financial Services We Provide

    We Provide Title Loan Services To Borrowers in Costa Mesa

    About this location in Costa Mesa:

    Henderson’s Car Audio & Alarm provides GPS installation, modification and removal services to customers of Express Car Title Loans. A GPS installation can take less than 30 minutes at their Costa mesa location, and they are open during normal business hours. Express Car Title Loans does not issue loans at this location.

    Apply For A Loan Online

    This is the easiest way to apply with Express Car Title Loans. It takes about 15 minutes to complete the application and you can expect a funding decision within minutes.

    Call Customer Service

    We know provide the option of applying for a title loan over the phone. This is ideal for someone who doesn’t have a computer and wants to speak with someone.

    Meet With Us In Person

    Some applicants feel more comfortable filling out an application for a title loan in person. You can now come down to a local office and meet with us to finish the paperwork.

    Rates & Terms For Title Loans In Costa Mesa

    The APR and financing terms for title loans in Costa Mesa are set in accordance with the Department of Financial Protection & Innovation. Expect an APR under 40% for most title loans in CA and a payoff term that’s negotiable per your budget.

    Are you looking for other lending options besides a title loan in Costa Mesa? Do you have questions about how personal loans work and how they differ from auto title loans? Perhaps a secured loan isn’t your best option, or maybe your looking for a lesser amount of cash than what you need from local lenders that offer cash funding in Orange County?

    Check out our other financing offers if you want to learn more about payday, installment, and registration loans. There are multiple ways to borrow money here in Southern California and you don’t always need to use your vehicle as equity for a loan! It may turn out that you are better off with a personal loan or unsecured loan offer that doesn’t tap into your car’s equity. The Express Car Title Loans¬† team is confident that we have a lending offer for any type of financial situation.

    borrowers looking over a title loan contract.

    How Long Does It Take To Get A Registration Loan?

    The amount of time it takes to qualify for a registration loan will vary based on the lender requirements. But oftentimes, we can get you approved within a few hours. It helps to have all the necessary documents and your car ready for an appointment to inspect the vehicle.

    Can I Refinance My Title Loan With Express?

    Yes, we offer title loan refinancing as well as loan buybacks as of 2019. With a title loan refinance you can get a much lower interest rate and see the payoff term for your loan shrink by a matter of months. You need to be current on the existing loan to qualify for a refi or buyback.

    Qualify for a bad credit title loan with Express Car Title Loans

    Can I Qualify For a Loan With Bad Credit?

    Having bad credit will often lead to a denial for most typical unsecured loans. But that's not the case with a car title loan. Your vehicle serves as collateral for an equity loan, not your credit score. Most lenders won't even check your credit score or look at past payments when you apply.

    Express Car Title Loans

    We proudly offer car title loans with a quick and easy online application. Borrowers can choose from several different loan options, and we’ll work with you to get your loan funded in less than 24 hours.


    State Disclosures:

    California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
    Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.