Need A Car Title Loan In Sacramento?

Requirement For A Car Title Loan In Sacramento

Auto equity loans are easy to qualify for if you own a vehicle that's entirely paid off, and require far less documentation than personal loans. The specific requirements vary depending on your loan amount and payoff term, but here's what we typically need for online title loans in CA:

Clear Title: The vehicle should be titled in your name. It has to be paid off with no other cosigners or lienholders. You need to sign over the pink slip before picking up the loan proceeds.

Vehicle With Value: Besides having a car with a clean and clear title, it must be worth more than $5,000. Most loan amounts for title loans in Sacramento start at $2,500, and because of that, we need to use your vehicle's equity as collateral. You should be able to borrow 40% to 55% of the resale amount.

Proof of Income: We need proof of income from your employer or bank showing you can afford the payments. Provide documentation in the form of pay stubs or bank records.

Identification: You must provide a driver's license or state-issued ID. While the ID can be from any state, we need to verify you're a resident of California, as these loans are only issued to in-state residents. Get a replacement license or ID card during business hours at the Sacramento DMV location on Broadway Avenue.

Insurance: Express Car Title Loans requires comprehensive and collision insurance coverage on the vehicle. We need to know there's coverage if the car is ever damaged or stolen while you're paying off the loan, and we may also require an umbrella insurance policy for high value cars and trucks.

Vehicle Inspection: In most cases, we'll need to inspect the vehicle. Express Car Title Loans can conduct a quick 30-minute inspection at multiple locations in Sacramento or send an agent to your home.

Banking Information: We need proof of a checking account with direct deposit. This is required for loan disbursement and repayment purposes.

Sacramento residents who apply with us can get their funds in one business day. Compare the requirements for an online title loan to what you would need for a personal loan, and you'll realize how easy it is! The primary requirements are your paid off vehicle and income verification. After that, you should have little trouble getting approved for an instant cash title loan!

Apply With Express Car Title Loans

Are you ready to see how much cash you can get with your car or truck? Apply online with Express Car Title Loans or call us at 888-864-7180. Would you prefer to meet with a direct neighborhood lender in Sacramento? Even if you can't qualify with us, we may be able to connect you with a local company!

Express offers direct title loans in CA, and we also have a network of local lenders in the Sacramento Valley who will compete for your business. Apply with us online, and we'll do our best to get you the best rates for a vehicle title loan!