Need A Car Title Loan In San Diego?
Get approved for a fast funding title loan in San Diego! Express Car Title Loans offers same day cash for a vehicle that's titled in your name, and you don't need good credit to get approved for $2,500 or more.
We Offer Fast Funding Title Loans In San Diego
We also offer title loans in San Diego for boats, motorcycles and semi trucks. The qualification requirements for these secured loans are much the same as a vehicle and you can qualify and get cash in 24 hours or less. Are you looking to refinance an existing title loan or looking for a buyout of a loan that's in default? Express Car Title Loans can help you! Contact us at 888-864-7180 to see how much we can reduce your rate with a car title loan refinance in CA.
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It's Easy To Get An Instant Title Loan In San Diego!
- All Vehicle Types Accepted
- No Need To Check Your Credit
- Loans Up To $25,000 In CA
- Instant Online Approval
Rates & Terms For A Title Loan In San Diego
The APR and repayment term for a title loan in San Diego is set by California State Law. These regulations recently changed and as of 2024, the maximum interest rate is 36% plus the Federal Funds Rate. That means you can expect lower interest rates with an online title loan in California then in many other states. The repayment term for a loan over $2,500 ranges from 12 to 46 months.
Requirements For ACar Title Loan in San Diego
Paid off vehicle titled in your name - All types of cars and SUVs can qualify for a title loan. Even if your vehicle has 150,000 miles you can still qualify if there's enough equity available. But, the car has to be fully paid off and you can't have liens or lienholders on the title.
Income Verification - We need to see proof of income from your employer or bank showing you can afford the monthly payments. We accept employment records or bank statements showing sufficient monthly income.
Vehicle registration and proof of insurance - Is your car registered with the California DMV, and do you have an insurance policy on the vehicle that covers it if it's totaled or stolen?
Identification and proof of residency in CA - Online title loans are possible for anyone in Coronado or La Jolla who owns a vehicle and can verify income. However, you need a valid ID or driver's license showing California residency.
Vehicle inspection - Some companies offer title loans in San Diego with no inspection, but these loans are rare, and you can typically only borrow $3,000 or less. Express Car Title Loans must inspect your car, SUV, or motorcycle to ensure it matches the current resale price. The inspection takes 30 minutes or less and can be done at any location in San Diego or Encinitas.
Bad Credit Title Loans In San Diego
Do you have a low FICO score? Even with a credit score under 650, you can still qualify for a bad credit title loan in San Diego. Express Car Title Loans offers fast funding for anyone with a clean and clear vehicle and we don't need to worry about your credit history. That means someone who recently went through bankruptcy or deal with a repossession can still qualify for an auto title loan if they have a car titled in their name.
Apply With Express Car Title Loans
Express Car Title Loans is a leading provider of auto title loans in San Diego and we can walk you through an application online or over the phone. A car valued at $6,000 or more can lead to a funding amount of $2,500 and most customers will qualify with little other than their paid off vehicle and income verification. Do you already have a loan from another company offering CA title loans? We may be able to lower the interest rate or get you a better payoff term with less money out of pocket. Apply online or contact us at 888-864-7180 to get more information!
Express Car Title Loans offers car title loans throughout the state. Check out our other locations in CA!