Car Title Loans In Long Beach
Apply with Express Car Title Loans to get a no hassle title loan in Long Beach. Funding amounts are based on your vehicle's value and you can borrow $2,500 or more in CA. Good credit is not required!
Express Car Title Loans Offers Title Loans With No Store Visit In Long Beach
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Get Cash In 24 Hours With A Title Loan In Long Beach CA
- Fast Funding In 24 Hours
- No Need To Check Your Credit
- Loan Amounts Up To $50,000
- Instant Online Approval In CA
Rates & Terms For Long Beach Title Loans
The APR for a title loan in Long Beach is based on lending regulations in CA. As of 2024, a loan amount between $2,500 and $10,000 is limited to an interest rate of 36%. Loan amounts over $10,000 are not subject to short term lending regulations in CA. Additional fees may include, late fees, early payment penalties, and credit reporting fees.
Requirements For A Car Title Loan In Long Beach
Vehicle Titled In Your Name: Express Car Title Loans requires a car titled in your name and fully paid off, with no other loans or lienholders. You must show proof of the vehicle's title, which will be signed over to us as collateral.
Proof Of Income: There is a verification process to guarantee you can make the monthly payments. Bank statements or payroll receipts are valid options.
Vehicle Registration: We need proof that your vehicle is registered with the DMV. Has your registration expired? The local DMV location on Willow Street in Long Beach can provide updated registration documents and tags.
Insurance Policy: We require comprehensive insurance coverage for your vehicle. Sometimes, we may need an umbrella policy covering 20% or more of your vehicle's value.
Residency and Identification: You can get a car title loan in Long Beach, CA, with a valid driver’s license or state-issued ID showing that you reside in California.
Vehicle Inspection: We provide secure and fast vehicle inspections to ensure your car matches our database's value. This process can help you secure a higher loan amount. It only takes 30 minutes or less and can be done in our multiple locations in Long Beach.
I Have Poor Credit - Can I Still Get A Car Title Loan In Long Beach
Yes, you can qualify for a car title loan in Long Beach with bad credit since we take your vehicle as collateral; that way, we feel more confident that you'll make the required payments. Your car secures the loan amount, which means your vehicle can be repossessed if you miss a payment.
We don't check your FICO score since it is not our main concern. Also, the best part is that you keep your car, so continue to drive!
How Does The Vehicle Inspection Process Work
We will schedule an appointment at a time that works for you. One of our verification agents will go to the provided address and confirm that your car is in good condition and matches all the information submitted on the application form. This speedy process can provide you with a more significant loan amount!
Call Express Car Title Loans at 562-312-2580 to get a same day quote that shows your repayment term and estimated loan amount. We only need your vehicle's make, model, year, and contact info to get started. Apply today!
Express Car Title Loans offers car title loans throughout in California. Check out our other locations in CA!