Need A Car Title Loan In Fresno?

Requirements For A Fresno Title Loan

Lien Free Vehicle: You must own a paid off vehicle in your name. The vehicle's title must be in your possession with no other lienholders. All title loans in CA require the car's pink slip to be handed over to the lender. In this case, Express Car Title Loans will be the primary lienholder on your car's title while you make payments on the loan.

Proof of Registration and Insurance: The vehicle must have full coverage and be registered in CA. During business hours, you can get a new or updated copy at the Fresno DMV location on Olive Ave.

Proof of Income: Like any bank loan, we must know you have enough income to afford the payments. Any employment record, pay stubs, or checking account statement will work.

Vehicle Inspection: An in-person vehicle inspection is often required for a title loan in Fresno. Even if you apply online, we'll still need to verify that the vehicle runs and has no significant mechanical issues.

Proof of ID & Residency: We need a driver's license or ID to prove your identity and a mortgage statement or utility bill to prove you're a resident of California.

Bad Credit Car Title Loans In Fresno - How They Work

Title loans are possible for anyone with bad credit because your FICO score does not factor into your approval. Instead of looking at your borrowing history, we look at what type of security you have to back up the loan. In Fresno, many vehicles are valued at $2,500 or more, and most cars and trucks are entirely paid off. Express Car Title Loans used that collateral as security for the loan amount, and with that, there's far less need for good credit.  The only times when your credit history becomes an issue is when you're dealing with bankruptcy or have had a recent vehicle repossession. Even in these scenarios, you can still get an online title loan if there's enough equity in your car! Apply with Express today to see how easy it is to get a title loan in the Central Valley!

Apply For Fast Funding Car Title Loans

Do you need money today to pay for emergency expenses or other bills? Has a bank lender turned you down because of your poor credit score? Believe it or not, financing options are available for anyone who owns a car or truck with less than 150,000 miles.! If you have a vehicle that's paid off and titled in your name, why not use that equity as collateral for a loan? Apply with Express Car Title Loans to see how much you can borrow. You may be able to borrow $5,000 or more and get cash in hand that same day. Call our local office in Fresno at 559-663-2677 or apply online today!