Need A Car Title Loan In Gallup, NM?

Requirements For A Car Title Loan In Gallup

Paid off vehicle titled in your name: All types of cars and motorcycles, all years and models, can qualify for a title loan. Even if your car has over 100,000 miles, you can still qualify if there’s enough equity in your vehicle. But the car has to be fully paid off, and no other liens or loans are attached. 

Income Verification: We need proof of income from your employer or bank showing you can afford the monthly payments. We accept employment records or bank receipts. We can also verify income with social security documents or other bank records showing income sources.

Vehicle registration and proof of insurance: Is your car registered in New Mexico, and do you have an insurance policy that covers the vehicle if it’s damaged or stolen? If so, you should have no trouble getting a car title loan in Gallup.

Vehicle Inspection: This is the final process where we verify that your car is in good condition and matches vehicle resale values in Gallup. This inspection process only takes 30 minutes and there's a good chance your loan amount will be higher if the vehicle is in good condition.

I Have Bad Credit - Can I Qualify For A Car Title Loan In Gallup

Are you struggling with bad credit? We can help you get a secured loan when other lenders only want to turn you down. We encourage clients with every type of credit history to apply and see how much money they can get with the equity from their car or motorcycle. Bad credit is not a problem as we use your car's title as collateral for a loan.

What Else To Know About Gallup New Mexico Title Loans

You don't have to worry about early payment penalties with Express Car Title Loans. Feel free to pay off your loan ahead of schedule without any additional fees. We want to make it easy for you to pay off your title loan, so we only work with local lenders in Gallup that offer car title loans with no pre-payment penalties.

You can refinance your title loan at any time. That means you can lower the interest rate on your existing loan and get a much quicker payoff term! Or perhaps you're in a situation where you default on an existing title loan and need a lender to buy out that loan and get you a fresh start. Express Car Title Loans can get you new repayment terms on a car title loan in Gallup, New Mexico. Call us today at 888-864-7180 to get an instant lending decision with us!