Auto Title Loans In Augusta Georgia
Apply today to borrow up to $30,000 with an online title loan in Georgia. Express Car Title Loans offers access fast funding title loans with no store visit required. Find out how much your vehicle is worth today!
We Offer Online Title Loans With No Store Visit In Augusta
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We offer up to $30,000 with car title loans in Augusta!
- All Paid Off Vehicles Qualify
- No Need To Check Your Credit
- Loan Amounts Up To $50,000
- Instant Online Approval
Rates & Terms to expect for a title loan in Augusta: Title loans in Georgia are subject to the same requirements as payday loans and cash advances. All these types of loans are regulated by the Georgia Installment Loan Act. As of 2024, the minimum loan amount for a title loan in Augusta is $3,000 and you need a debt to income ratio of 35% or lower to qualify.
Requirements For A Title Loan In Augusta, Georgia
Clear Title: Your vehicle needs to be clear of any other loans, and you must be the sole owner. The car's title must be under your name to guarantee ownership.
Personal Identification: Most of our clients provide their driver's license since it contain all the ID and residency info we need to insert on our registry.
Proof Of Income: Please provide us with a pay stub or bank receipt to ensure you can repay the amount financed on time. Most applicants can qualify with an income of $2,000 or more monthly.
Insurance Policy: Since we use your vehicle's value to calculate the loan amount, insurance is necessary to guarantee your car's protection in case of an emergency or damage.
Valid Vehicle Registration: You need up-to-date vehicle registration from the Georgia Department Of Driver Services.
How Much Can I Borrow And What Types Of Vehicles Qualify
Augusta residents can get up to $50,000 by applying online, providing essential documentation, and using a low-mileage, newer vehicle as collateral. Review all the information, contact our customer service line to validate the documents, and send the money in just one business day through wire transfer or your preferred method.
Are you looking to borrow less than $2,500 with a title loan in Georgia? The good news is that many types of vehicles can qualify and you should get approved with a 2012 or newer vehicle titled and registered in your name. We also provided equity loans on motorcycles, boats, and semi trucks for anyone looking for a smaller loan amount than what's typical with a title loan on a vehicle. Call us at 888-864-7180 to see if you can qualify for a collateral loan that starts at $1,000!
What Else To Know About Augusta Title Loans
-You risk losing your vehicle if you default on the payments. A title loan repossession is not something people enjoy talking about, but everyone needs to know before they take out a title loan in Augusta. As you're using a vehicle as collateral, your lender has every right to repossess the car or truck if you miss any payments.
You may need to bring in your vehicle for a quick inspection. Title loan companies in Georgia offer loans of more than $500, and many high-dollar loan amounts require an inspection. This can occur at multiple locations in Augusta and will take less than 45 minutes. We must confirm the vehicle's current status and record the VIN and mileage.
-Express Car Title Loans offers online applications, and some customers can get a pre-approval quote in less than 10 minutes. Getting a lending estimate is simple, as we only need your vehicle details, monthly income, and contact information to get you a title loan quote in Augusta! You can also contact us at 888-864-7180 to start an application over the phone. Review our disclosure statements and compare interest rates that best suit your needs. Car title loans are usually used for short-term or emergencies, so please consider all your options.