Need A Car Title Loan in Columbus GA?
Apply today with Express Car Title Loans to cash out equity from your car, truck, or motorcycle. We offer fast cash approval for anyone in Columbus with a paid off vehicle and proof of income!
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- All Paid Off Vehicles Qualify
- No Need To Check Your Credit
- Loan Amounts Up To $50,000
- Instant Online Approval
Rates & Terms to expect for a title loan in Columbus: Title loans in Georgia are subject to the same requirements as payday loans and cash advances. All these types of loans are regulated by the Georgia Installment Loan Act.
Requirements For Columbus GA Title Loans
Paid-off vehicle titled in your name: All types of cars and motorcycles, every year and model, can qualify for a title loan. Even if your car has some miles, you can still qualify if there’s enough value available. But the car has to be fully paid off, and no other liens or loans are attached.
Income Verification: We need proof of income from your employer or bank showing you can afford the monthly payments. We accept employment records or bank receipts.
Vehicle registration and proof of insurance: Is your car registered in Georgia, and do you have an insurance policy that covers the vehicle if it’s damaged or stolen?
Vehicle Inspection: This is the final process where we verify that your car is in good condition and matches the value from our system. This process only takes 30 minutes or less and can secure you a more significant loan amount.
How Much Can I Borrow And What Types Of Vehicles Qualify
Borrow up to $50,000 with a car title loan that uses your vehicle as collateral. It all depends on your vehicle model, year, and status. We run a fast and efficient process to verify how much your car is valued and then give you a proposal. Most cars that are year 2011 and newer will qualify for a title loan of $2,000 or more in Columbus, GA!
Benefits And Drawbacks Of Title Loans In Columbus
Here are some of the benefits:
Fast process. Fast Cash: Our process is designed to get the financial aid you need quickly. You can skip the hassle of verifying whether you qualify for another loan or credit from banks or companies. We understand that time is valuable.
Everyone can qualify. Many banks require a good credit score. Car title loans are available for people trying to build or rebuild their score since we take the equity of your car as collateral.
Essential documentation: We want you to make only necessary trips. You may already have all the documents we require!
Some of the drawbacks:
Short-term loans: Since we offer a fast process, our loans can have quick repayment windows, but you need to determine how much you can afford to pay each month.
Your car is the collateral: Although you keep driving your car, remember that if you miss payments, you may have your vehicle repossessed. There are regulations in Columbus that protect you in the event of a repossession, but do what you can to avoid defaulting on a title loan!