Need A Car Title Loan In Macon Georgia?
Apply anytime with Express Car Title Loans to get an instant approval title loan in Macon! We offer fast approval for a car title loan and anyone with a lien free vehicle can qualify.
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Rates And Terms to expect for a title loan in Macon: Title loans in Georgia are subject to the same requirements as payday loans and cash advances. While there are no limits on interest rates and repayment terms, you can only borrow 25% of your current monthly take home pay in Georgia.
Requirements For A Title Loan In Macon, GA
Clear Vehicle Title: Your car needs to be fully paid off. It has to be titled in your name, and you must have a physical copy of the car's title. This is what's signed over to the lender and used as collateral for the loan.
Valid Government-Issued ID: We verify your identity and address with your driver's license or passport. Any state-issued license or Government ID can qualify. We may also need to verify residency with a utility bill or other legal document that shows your physical address.
Insurance Policy: A comprehensive insurance policy is needed for a title loan. You'll need proof of full coverage in case the vehicle is damaged or stolen.
Photos of your vehicle: You must send us different pictures to verify that it is in good condition and matches the value. If you can take a 30-second video of your vehicle, that will be preferred, as it gives us more insight into its current value.
Recent pay stubs or bank statements: Proof of income will be necessary to guarantee you can afford the monthly payments. You need to make at least $2,000 a month to qualify for a typical title loan.
Why Choose A Title Loan Over a Personal Loan In Macon?
The main reason you should choose a title loan is that these loans fund fast! While personal loan companies can take days or weeks to underwrite, we can give you a lending decision in a day, even less, if you provide us with all the requirements. Car title loans are perfect for people in an emergency who want to get fast funding that same day. Another reason title loans can be a better option is that you can get approved without a credit check. Personal loans require multiple credit checks and you'll likely need a credit score of 700 or higher. With a title loan, you can get approved without worrying about your FICO score!
Can I Get A Title Loan In Macon With Bad Credit
Yes, bad credit will not be a factor when you apply for a title loan in Macon! We use your car's title as collateral, which makes your credit score far less critical. Make the required monthly payments to repay your loan and after that, you'll get your title back! So don't lose sleep over your FICO score or lack of credit history. Express Car Title Loans will do what it takes to get your loan application across the finish line with the chance to get funded in one business day! Call Express Car Title Loans at 888-864-7180 to learn more about our title loan lending options in Macon, Georgia!
How Fast Can I Get My Cash With A Macon Title Loan?
You can get the money the same day if you meet all the underwriting requirements. What are you waiting for? Express Car Title Loans offers fast funding in Macon, Georgia, with cash sent straight to your bank account through direct deposit.
Your loan underwriting starts the moment we receive your application. We'll get you a quote using your car's make and model. Most newer cars qualify for an online title loan in Georgia of $2,000 or more! Call us at 888-864-7180 to cash out equity from your vehicle today!
