Need An Instant Title Loan In Georgia?
Apply today with Express Car Title Loans to get a title loan in Georgia that's based on the value of your vehicle. Borrow $2,000 or more with limited credit requirements!
We Offer Same Day Title Loans In Georgia
Our loans are designed to get you quick cash in one business day. You can grab your cash from any local company in Atlanta, Savannah, Augusta, or Macon. You also have the option to have the funds sent by direct deposit to your checking account. Whichever funding method you choose, there's a good chance you'll be approved if you have a lien free car or truck and can verify income!
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Auto Title Loan Requirements In Georgia
Rates & Repayment Terms With Georgia Title Loans
There are no limits on the interest rates and repayment terms for most title loans offered in Georgia. That means you can expect a high APR whenever you get a title pawn and you should limit your loan amount and payment term. Most companies will offer loans with rates that range from 40 - 140%. In some cases the APR is negotiable and can be reduced with a refinance later in the loan term.
Express Car Title Loans - Why Apply For A Title Loan In Georgia
Express Car Title Loans has offered access to title loans in Georgia for 7 years, and we're confident we can get you approved if you own a lien free vehicle! The requirements are straightforward, and most cars and trucks qualify for a collateral loan of up to 65% of the resale value. Here are a few things to consider when applying for an equity loan.
It's easy to apply with us online: All we need is proof of income and documentation showing you own a paid-off car or truck! Sure, your lender will also ask for proof of residency in GA and insurance coverage, but the main requirements are your car's title and proof of income.
We promise a fast vehicle inspection: While your lender typically requires a vehicle inspection, this can often be done in less than 30 minutes! The inspector will consider the car's condition and check the odometer reading. They'll also want to make sure the car runs, and then they can confirm its resale value.
We'll get you the cash quickly! Getting your money from a bank lender in Georgia can take days and even weeks after you first apply. Here at Express Car Title Loans, we promise fast underwriting and processing of your loan in 24 hours or less. We'll work with your lender so they can have the cash ready for you to pick up at any location in Georgia. There's always the option to have the loan proceeds sent directly to your bank account. It doesn't matter if you're looking for title loans in Atlanta, Sandy Springs, or Macon. Get cash for your car's equity with a title loan in GA!
Avoid a repossession with a refinance! Do you have an existing title loan from another lender in Alpharetta, Macon, or other parts of Georgia? If you have a high interest rate title loan, it doesn't hurt to apply with Express Car Title Loans and see if we can lower the APR or get you a more favorable repayment term. We can even help you with a loan buyout if you need to catch up on the payments and face a possible repossession. Call us anytime to see if we can help lower your interest rates with a repossession!
You don't need to give up your car or truck as collateral for the loan. Instead, you'll sign the vehicle's pink slip to your lender. They're added as lienholders and you can continue to use the car to get to work or drive it as you please.
Bad Credit Title Loans In Georgia With Express Car Title Loans
We understand how difficult it can be to get a short term loan if you have a FICO score of 700 or less. However, title loans allow you to borrow $2,000 or more in Georgia and your credit score won't be a primary factor when underwriting the loan. Another good thing about these bad credit title loans is that you can get approved even if you don't have a credit history. Most lenders will reject your application for an unsecured loan if you've never had a credit card or personal loan, but who says those people aren't good candidates for an auto title loan? Do you have a vehicle that's valued at $3,000 or more? At Express, that's all we need to get you pre-approved and we'll work to get your loan funded without a significant credit check!
Apply with Express Car Title Loans to cash out equity from your vehicle and get cash in one business day with a direct lender in Georgia! Start the application process online by inputting your vehicle details or call 888-864-7180 to have your loan underwritten over phone.