¿Estás buscando un préstamo de título en Los Angeles?

¿Qué tipo de vehículo califica para un préstamo de título en Los Ángeles?

We accept all paid-off vehicles as collateral for a title loan. The car must be in your name and operational.

A continuación se muestran algunos tipos comunes de vehículos que pueden calificar para un préstamo con título:

1. Automóviles y camionetas: All vehicles can qualify, including sedans, SUV's. Anything that can be titled through the DMV can be used as collateral.

2. Vehículos con título de salvamento: Was your vehicle damaged or destroyed, and was the title written off by an insurance company? Sometimes, you can still use these salvaged or rebuilt titles as collateral for a loan!

3. Motocicletas: Motorcycles and scooters can be accepted as collateral if they are worth enough to justify a $2,500 loan. This amount is typically the floor for title loans in CA, meaning your motorcycle must be worth at least $5,000.

4. Vehículos recreativos (RV) y embarcaciones: RVs and boats are more difficult to get approved for, but they're still possible in Los Angeles. Similar to motorcycles, you need a high-value RV and boat valued at $5,000 or more to qualify.

Lo que debe saber sobre los préstamos con título en Los Ángeles

Tasas de interés: Title loans often come with high-interest rates and fees. The APR for a title loan in Los Angeles will generally be around 40%. Make sure you fully understand the terms of the loan, including the annual percentage rate (APR) and any additional fees that may apply. The high costs associated with title loans make it crucial to explore other financing options first.

Condiciones de pago: The repayment terms for title loans will vary based on the loan amount and your repayment ability. Some companies offer title loans in LA that must be paid back in 6 months, but most will go with a 12 to 36 month repayment term.

Inspeccion de vehiculo: Express Car Title Loans needs to inspect your vehicle to ensure it's worth the resale amount. We can do this at any of our Southern California locations or send an agent to meet with you at your home or office.

Alternativas a los préstamos sobre el título: While the interest rates on title loans in Los Angeles aren't as high as those in other states, they can still be difficult to repay, and some unsecured loans have lower interest rates. Consider a bank loan if you have decent credit and don't need to borrow more than a few hundred dollars.

Riesgo de recuperación del vehículo: A vehicle repossession is a serious consequence of defaulting on a title loan. Anyone who puts their vehicle up as collateral should know the risks involved and communicate with their lender if they fall behind.

No verificaremos su puntaje FICO Score: Si bien su puntaje crediticio es importante para la mayoría de los préstamos, está muy abajo en la lista cuando se suscribe un préstamo sobre el título. Express Car Title Loans puede realizar una verificación de crédito para buscar problemas crediticios graves, pero aún así se le puede aprobar un préstamo si hay valor líquido en su automóvil o camioneta.

La reputación de su prestamista es importante: Express Car Title Loans has offered access to vehicle equity loans in California for years. All loans offered in Los Angeles are made pursuant to a Finance Lenders License!

Solicite un préstamo sobre título de automóvil con préstamos sobre título de automóvil exprés

There's no need to wait any longer if you have a vehicle titled in your name, the required documents, and know how much you want to borrow. Anyone in Los Angeles can apply for Express Car Title Loans and get same-day approval and funding for a title loan. Call us at 888-864-7180 or apply online to get your cash today!