Policy - Express Car Title Loans

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We proudly offer car title loans with a quick and easy online application. Borrowers can choose from several different loan options, and we’ll work with you to get your loan funded in less than 24 hours.

300 North Broadway Suite A , Santa Ana, CA 92701

State Disclosures:

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

Title Loans can be issued for up to $50,000 depending on certain underwriting factors, including your credit score, vehicle status, and ability to repay the loan. The actual funding amount, payment terms, and APR will vary by applicant, lender requirements, and state regulations.

**Loans in CA have an annual interest rate of 33% to 36%, and the repayment terms will range between 24 and 46 months. Minimum loan amounts in CA are $2,501, and you may also be charged administrative fees ranging from 3 to 5% of the financed amount.** The chart below shows an illustrative example of the title loans’ total cost. This breakdown includes the monthly payment, estimated payment term, and representative APR.

Annual Percentage Rate (APR)	Finance Charge	Amount Financed	Monthly Payment	Payment Total	Months
35.89%	$1054.33	$2,501.00	$140.45	$3,040.30	22
35.65%	$1,896.56	$2,501.00	$105.11	$4,156.18	42

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